Blogs - U.S. Real Estate Investor Alert

Maximize Your Investment Potential in Texas: The Lone Star State’s Booming Real Estate Market

Post author By Premela R.
Post date March 10, 2023

Investing in real estate in Texas is becoming an increasingly popular option for those looking to maximize their investment potential. The Lone Star State’s booming real estate market has attracted investors from around the world, and for good reason. Here’s a closer look at why Texas is such an attractive destination for real estate investment.

One of the main reasons why Texas is so attractive for real estate investment is its growing population. Texas is one of the fastest-growing states in the country, with an estimate of over 1,000 people moving to the state every day. This growth is due to a combination of factors, including job opportunities, affordable cost of living, and a business-friendly environment. As the population continues to grow, demand for housing and commercial real estate will also increase, making real estate investment a profitable option.

Another reason why Texas is a great destination for real estate investment is its strong and diverse economy. Texas is home to a range of industries, including energy, technology, healthcare, and finance, which provide a stable and resilient economy. This economic stability translates to a stable real estate market, making it an attractive option for investors.

Furthermore, Texas has a reputation for being business-friendly, with low taxes and favorable policies that attract investors from around the world. The state’s government has streamlined regulations, making it easier for businesses to operate and grow. Additionally, Texas has a strong infrastructure, including major airports, highways, and ports, which support business growth and development.

The real estate market in Texas is also attractive due to the low cost of living compared to other major cities in the United States. This low cost of living means that real estate prices are more affordable, making it easier for investors to purchase property and see a profitable return on their investment.

Lastly, the real estate market in Texas is characterized by steady and consistent growth. Property values in major cities like Austin, Houston, and Dallas have been increasing steadily over the years, and this trend is expected to continue. Real estate investment in these cities can lead to an increase in property value and rental income, making it an attractive option for investors.

In conclusion, the booming real estate market in Texas makes it an attractive destination for investors looking to maximize their investment potential. With a growing population, strong and diverse economy, business-friendly environment, low cost of living, and steady growth, investing in Texas real estate is a wise decision for anyone looking to see a profitable return on their investment.

America Mortgages provides expertise in finding the best financing options and valuable insights into the local market to help investors make informed decisions and maximise their returns. Contact us at [email protected] to find out more.

From March 14-19, we will be showcasing single-family homes near Dallas, Texas, for sale. Starting at $390,000, these are great starter homes for those looking to build their investment portfolio. They are even more attractive when you take advantage of our 75% financing and property management services. Click here to sign up or learn more.

Speak with a U.S. mortgage expert now by scheduling a call at www.calendly.com/u-s-mortgages. Start your journey today!

For more details, visit us at www.americamortgages.com or email us at [email protected].

Looking for international mortgage loans globally, including the U.K., Australia, Canada, France, Portugal, Spain, Italy, Singapore, Hong Kong, Japan, Thailand, Philippines, Dubai, and other locations? Visit our parent company Global Mortgage Group (GMG), at www.gmg.asia.

Texas Tri Area: Why Forth Worth, Dallas and Texas are the Ultimate Investment Destination

Post author By Premela R.
Post date March 9, 2023

If you’re a foreign national or U.S. expat looking for the perfect investment destination, look no further than the Texas Tri of Fort Worth, Dallas and Texas. These locations offer a combination of a strong economy, population growth, and a thriving real estate market that make them an excellent investment opportunity for anyone looking to make a profit.

A key factor that makes these areas a great investment destination is the strong economy. Texas is one of the fastest-growing states in the U.S., with a diverse range of industries such as technology, energy, healthcare, and finance. These industries provide a stable and resilient economy conducive to business growth. Additionally, the state has a reputation for being business-friendly, with low taxes and favorable policies that attract investors worldwide.

Another factor that makes the Texas Tri area an attractive investment destination is population growth. An estimate of over 1,000 people move to Texas every month, and this growth is due to factors such as job opportunities, affordable cost of living, and a business-friendly environment. This population growth provides a vast customer base for investors, ensuring constant demand for goods and services.

Lastly, Texas’s thriving real estate market makes it an excellent investment destination. Property prices in Fort Worth and Dallas have been increasing steadily over the years, and this trend is expected to continue. This trend allows investors to purchase property in areas with high potential for growth, leading to an increase in property value and rental income.

In conclusion, the Texas Tri area of Fort Worth, Dallas, and Texas is the ultimate investment destination. With a strong economy, population growth, and a thriving real estate market, investors can be sure that their investments will yield a profitable return. If you’re looking to invest in an area with high potential for growth, look no further than the Texas Tri area.

At America Mortgages, we offer various mortgage options to help you invest in the Texas Trio. Our experienced team can guide you through the entire mortgage process, ensuring you secure the best possible rates and terms. Whether you’re a first-time investor or an experienced investor, we are here to help you achieve your investment goals. Contact us at [email protected] to find out more.

Speak with a U.S. mortgage expert now by scheduling a call at www.calendly.com/u-s-mortgages. Start your journey today!

For more details, visit us at www.americamortgages.com or email us at [email protected].

Join us from March 14-19 to view our selection of single-family homes for sale near Dallas, Texas. With prices starting at $390,000, these homes are an excellent investment for those looking to begin their portfolio.They are even more attractive when you take advantage of our 75% financing and property management services. Click here to sign up or learn more.

5 Reasons Why U.S. Housing Prices will not Crash but Surprise us!

Post author By Donald Klip
Post date March 8, 2023

1. Lack of investment by homebuilders

According to data from the U.S. Census Bureau, fewer homes were built in the U.S. in the 10 years following the 2008 financial crisis than in any decade since the 1960s.

From 2010 to 2019, a total of 6.8 million new privately-owned housing units were completed in the U.S., significantly lower than the 9.7 million units completed in the 2000s and the 8.6 million units completed in the 1990s.

A major reason for the drop in new housing construction following the 2008 financial crisis was partly due to the housing market crash, which led to a decline in demand for new homes and tighter lending standards (Dodd-Frank).

2. Higher input costs

Additionally, builders faced various challenges during this period, including higher land and labor costs, regulatory hurdles, and a shortage of skilled workers for construction.

These issues are only more pronounced now with higher wages, higher input prices such as lumber, concrete, etc., and of course, financing costs as of last year!

3. Massive lack of housing supply to meet demand

Last year, Freddie Mac published an article, “Housing Supply: A Growing Deficit,” noting as of the fourth quarter of 2020, the U.S. had a housing supply deficit of 3.8 million units.”

Meanwhile, the National Association of Realtors projects that the housing deficit is closer to 6.8 million homes.

Lastly, a report published by the Fed last year, “Volatility in Home Sales and Prices: Supply or Demand?” find that a 30% increase in the monthly number of homes coming onto the market would have been necessary to keep up with the pandemic-era surge in demand.

4. TikTokers need more space at home

However, there is a new dynamic that has arisen over the past 3 years, which is how labor is defined and its impact on housing. Many workers are now choosing to work from home, and also, the younger entrants into the labor force are now earning income from alternative methods, all requiring some “extra space” at home and not an office to go to (TikTok, Amazon sales, Crypto trading, etc.) – this is all very supportive of housing demand.

5. Stability

The stability of the U.S. housing market cannot be underestimated. Post-COVID, when mortgage rates were lowered to historically low levels, most homeowners took the opportunity to refinance their homes to take advantage of the interest rate savings. Fast forward to today, 50% of all mortgages outstanding are under 4%, fixed for 30 years; 40% of all homes are owned free and clear, and nearly 100% of all borrowers have mortgages lower than the current rate!

Will we see a crash? NO!

We feel given the structure of the supply-demand landscape, there is no impending crash, but we feel the market will be supported faster than expected.

In summary, whether you say we are 4M units short, 6M units short, or 30% short – we are short, making this a great opportunity to start building your U.S. rental portfolio, given rental income and yields will continue to rise.

Why Fort Worth and Dallas are the Next Hot Spots for Real Estate Investment

Post author By Premela R.
Post date March 7, 2023

Real estate investors, non-residents, and U.S. expats alike are always looking for the next hot spot to invest their money in, and it seems that Fort Worth and Dallas are emerging as the top contenders. These cities offer a unique combination of affordable living, business-friendly policies, and a thriving economy that make them the perfect places to invest in real estate.

One of the key factors that make Fort Worth and Dallas the next hot spots for real estate investment is affordability. The cost of living in these cities is relatively low compared to other metropolitan areas in the United States. The housing market in these areas is also affordable, making it an excellent opportunity for first-time investors or those looking to diversify their portfolio.

Another factor that makes Fort Worth and Dallas attractive to real estate investors is the business-friendly environment. These cities are known for their favourable tax policies and regulations that promote business growth. This environment has attracted many large corporations, including Amazon and Toyota, which have relocated their headquarters to these cities in recent years. This business-friendly climate has also created a wealth of job opportunities, which has led to an influx of people moving to the area, further driving the demand for real estate.

In addition to the affordability and business-friendly environment, Fort Worth and Dallas have a thriving economies. These cities are home to diverse industries, including technology, healthcare, energy, and finance. This diversity has created a stable and resilient economy conducive to business growth. With a strong economy, investors can be sure that their real estate investments will yield a profitable return.

Another reason why Fort Worth and Dallas are the next hot spots for real estate investment is the cultural and recreational opportunities they offer. These cities have a vibrant arts scene, with numerous museums, theaters, and galleries. They are also home to major league sports teams, including the Dallas Cowboys, Dallas Mavericks, and Texas Rangers, which attract sports enthusiasts from around the country. These cultural and recreational opportunities make these cities desirable places to live, further driving the demand for real estate.

Lastly, Fort Worth and Dallas have a thriving real estate market. Property prices in these cities have been increasing steadily over the years, and this trend is expected to continue. This trend allows investors to purchase property in areas with high potential for growth, leading to an increase in property value and rental income.

In conclusion, Fort Worth and Dallas are the next hot spots for real estate investment. These cities offer a unique combination of affordability, business-friendly policies, a thriving economy, and cultural and recreational opportunities that make them desirable places to live. With a thriving real estate market, investors can be sure that their investments will yield a profitable return. If you’re looking to invest in real estate, consider Fort Worth and Dallas as your next investment destination.

At America Mortgages, our mortgage solutions are specifically designed for non-resident investors and expats who are interested in investing in U.S. real estate. We understand the unique needs of international investors and can assist you in navigating the often-complex process of obtaining a mortgage in the U.S., from filling out the application to signing the final paperwork. With our extensive expertise and connections in the U.S. real estate market, we are confident that no other company can compare to our level of service.

Speak with a U.S. mortgage expert now by scheduling a call at www.calendly.com/u-s-mortgages. Start your journey today!

For more details, visit us at www.americamortgages.com or email us at [email protected].

5 reasons why Texas is a GREAT state for property investment

Post author By Premela R.
Post date March 4, 2023

In this report, we want to highlight why Texas is an attractive state to own an investment property in.

Many know Texas as the home to many famous sports teams and a popular 80s soap opera.

However, it’s also the state that has been the most gentrified over the past few years and will continue to, in our opinion. Texas has an underappreciated diverse, and robust economy, with numerous industries, including oil and gas, technology, healthcare, and manufacturing. This has resulted in job growth and a steady influx of new residents, which drives housing demand.

Let’s start with our 5 reasons to own investment property in Texas

1. Strong Economic Growth:

Over the past decade, Texas has also consistently ranked among the fastest-growing states in the U.S., driven by a number of factors, including a business-friendly environment, a growing population, and a diversified economy – all positive factors contributing to a strong real estate market.

Texas has outperformed the national average in terms of GDP growth.

Insight: The Bureau of Economic Analysis, as of 3Q2022:

Real GDP growth rate for Texas was 8.7% vs. the national average of 3.2%.

Personal Income growth +6.9% vs. national average +5.3%!

People in Texas are seeing their wages grow more, and their companies are growing faster than the rest of the nation by a long shot!

2. Affordability:

Compared to other major U.S. cities, Texas cities like Houston, Dallas, and Austin are generally more affordable in terms of housing costs, which can make them attractive to investors looking to get more for their money.

Texas has a lower cost of living than the national average, which can make it an attractive destination for people looking for a more affordable place to live.

Insight: According to data from the Council for Community and Economic Research, as of March 2023, the cost of living in Texas was approximately 8% lower than the national average.

Mostly from housing, 15% lower, Food, 9% lower, Transportation, 7% and Healthcare, 4% lower than the national average.

Housing costs, in particular, tend to be more affordable in Texas compared to many other parts of the country, which can be an important consideration for people looking to buy a home or rent an apartment.

3. Business-Friendly Environment:

Texas is known for its business-friendly environment, with low taxes, a favourable regulatory climate, and a pro-growth mindset which now leads the nation in the number of Fortune 500 companies that have made the state their headquarters.

In just 2021 alone, 62 companies relocated their HQs to Texas from 17 other states and 3 countries, with Tesla being the most notable.

This steady stream of businesses and corporations relocating to the state brings with them jobs and new residents.

There is no individual income tax in Texas and no corporate income tax. State sales tax of 6.25% is also lower than the national average of 8.20%.

4. Landlord-Friendly State:

Texas is known for its strong protection of property rights, which can be attractive to landlords.

Quick eviction: Landlords have a legal right to evict tenants who fail to pay rent or violate the lease terms with a quick eviction process compared to other states, which can be helpful to landlords who need to regain possession of their property quickly.

Limited tenant protections: Compared to other states, Texas has relatively few laws protecting tenants’ rights. For example, there is no limit on security deposits, and tenants have limited legal recourse if their landlord fails to make necessary repairs.

Freedom to set rent: Landlords in Texas have the freedom to set their own rent prices without being subject to rent control or other restrictions.

5. Strong Rental Market:

Texas cities have strong rental markets, with demand driven by a combination of population growth, job growth, and a relatively high number of renters compared to homeowners.

This can make investing in rental properties in Texas a lucrative option.

Insight: According to data from Zillow as of February 2023, the median rent in Texas increased by 5.8% over the past year and will continue to increase to 8.4% as of May 2023, according to the Dallas Fed report.

I hope this report helps shed some light on why Texas has been and will continue to be one of the most popular states to own an investment property in.

As we mentioned at the beginning of this report, we are bringing brand-new single-family homes in Dallas, Texas, through Asia from March 14-19. If you want to learn more, please click this link and register.

www.americamortgages.com

America Mortgages Brings “New Launch U.S. Properties Direct to Asia!” In-Person Seminar

Post author By America Mortgages
Post date March 2, 2023

Do you know which U.S. city ticks all the boxes for property investment?

Post author By Premela R.
Post date February 24, 2023

If you follow our weekly newsletter, you’re well aware that investing in real estate is a great way to build wealth and generate passive income, and there are many great markets in the U.S. for both U.S. expats and foreign national investors. One city that has been gaining a lot of attention in recent years is Dallas, Texas, and the surrounding areas, and for a good reason.

According to a recent report from Norada Real Estate Investments, Dallas is considered to be among the most affordable real estate markets in the United States, where renting is more cost-effective than buying for many residents. The city’s growth over the years has been largely driven by the influx of young people settling in the area, and many of them have opted to rent rather than purchase their own homes. As a result, the demand for rental units in the surrounding areas of Dallas has increased by 14% over the past year, making it an excellent time for investors to enter the housing market. This indicates a thriving housing market and a great opportunity for investors looking to capitalise on the city’s growth.

Here are some reasons why non-resident investors should consider investing in Dallas real estate:

1. Affordable Real Estate Market

Dallas is among the most affordable real estate markets in the U.S., making it an attractive option for investors looking for high returns without breaking the bank. Dallas’s median home sale price is around $388,995, which, with leverage, is less than a $100,000 cash investment. Additionally, home values in Dallas have appreciated by an average of 4.3% per year over the past 10 years, which proves pre and post-covid, there is strong demand.

2. Growing Population and Strong Job Market

Over the past few years, Texas has become a top destination for companies looking to relocate or expand, with several high-profile companies already having made the move. In particular, Tesla, Oracle, and Hewlett-Packard have relocated to Texas, and this trend is expected to continue in 2023. Texas is considered the top state for business in the U.S. due to its favourable tax laws, pro-business regulatory climate, and skilled workforce, making it an attractive destination for companies to relocate or expand.

Current projections show that as companies expand and hire, the demand will stress the already limited inventory of available rentals. Increasing demand for rental units makes it easier for investors to find tenants and keep their properties occupied, leading to stable and predictable cash flow.

3. High Rental Demand

Rental demand is high in the Dallas surrounding areas due to a growing population and strong job market, making it a good market for buy-and-hold investors. Dallas has a diverse range of neighbourhoods and property types, from high-end luxury homes to more affordable multi-family properties, providing options for investors with different investment strategies and goals.

4. Low Property Taxes

Dallas has a relatively low property tax rate and no state tax compared to many other major U.S. cities, which can help to improve an investor’s return on investment. This is particularly important to note for foreign national and U.S. expat investors who may not be as familiar with the local tax laws and regulations.

In conclusion, the Dallas real estate market offers many benefits for both domestic and foreign investors. Its affordability, growing population, strong job market, high rental demand, low property taxes, and experienced real estate market make it an ideal location for those looking to invest in U.S. real estate.

All signs indicate that the Dallas real estate market is expected to experience an increase in demand for rental, and with higher interest rates bidding wars are something of the past. This is an excellent opportunity for savvy investors to negotiate deals, concessions, and discounts which haven’t been seen in a while in these markets.

You can never time the market, and America Mortgages always preaches “date the rate and marry the property.” Our loan officers are with you from the start through your entire journey and will advise when rates dip and refinancing makes sense. America Mortgages only offers mortgage solutions to non-resident investors and expats looking to invest in U.S. real estate. With our expertise and connections in the U.S. real estate market, no other company compares. We understand the unique needs of international investors and can help navigate the often-complicated process of obtaining a mortgage in the U.S. from application to signing.

Speak with a U.S. mortgage expert now by scheduling a call at www.calendly.com/u-s-mortgages. Start your journey today!

For more details, visit us at www.americamortgages.com or email us at [email protected].

Q&A: Investing in Undervalued U.S. Properties with Nick Worthing & Rauf Said

Post author By Premela R.
Post date February 4, 2023

America Mortgages - Investing in U.S. Properties

During our recent live webinar on “Investing in Undervalued Properties,” our expert hosts, Nobel Sky International’s Founder, Rauf Said (RS), and America Mortgages’ Vice President of U.S. Lending, Nick Worthing (NW), received a lot of questions from the participants. Unfortunately, there was limited time to address all inquiries during the session. For those who missed the opportunity to join the webinar, it is available here.

To address the questions, we arranged for both Rauf and Nick to set aside time to provide insightful answers.

Remarks have been edited for clarity and brevity.

Q: I own a few U.S. properties. Can you get a mortgage and buy several homes at once?

NW: Yes, we can do a portfolio loan, cross-collateralised by all properties; this would be one loan.

Q: What is Noble Sky’s and America Mortgage’s collaboration? Is it a partnership?

RS: America Mortgages will be Noble Sky’s go-to partner for our foreign clients to access U.S. mortgage financing options for their real estate investment opportunities.

Q: Should you look at the crime rate and demographics of people living in the area?

RS: Yes, they do play a part in your investment decision. However, it is important to approach every real estate investment independently to ensure that you take advantage of potential investments and make the right choice.

Q: Who owns the property between you buying from the wholesaler and it being fixed?

RS: The investor.

Q: Typically, how long do you hold the property for flipping?

RS: 9 months to 1 year.

Q: How many properties can you buy?

NW: As many as you have the money available for – the underwriting isn’t based on your income, so it will come down to how much you have available for the down payment and reserves.

Q: A question to Nick: Do we get a pre-approval not knowing what project we are getting into for fix-and-flip or fix-and-hold property?

NW: Yes, but the pre-approval only confirms you have the down payment available, as most of the underwriting will be completed when we have the appraisal for the property.

Q: How is Noble Sky making money? Commission?

RS:

1. Incorporation of business entity
2. Tax filing, bookkeeping
3. Proposal and research of suitable assets
4. Management of the assets for flip or rental
5. Renovation of your property
6. Performance of the flip profit and rental income sharing

Q: This is really good with leverage! I’m in Singapore now. How can I make an appointment?

RS: Please reach out to +65 9422 0100 or [email protected].

Q: What’s the loan interest rate for us as foreigners?

NW: It really depends on how you qualify and what loan program you choose. We have loan programs that qualify on foreign earned income and loan programs that qualify only on the rental income of the property. With most loans offering 30 year tenure and fixed interest only programs most are seeing better yields than when rates were 3%.

Q: How easy is it to flip a property in the current high interest & high borrowing cost environment for prospective buyers?

RS: Buying in the right area with the right fundamentals and demographics is key. Ensure you don’t buy an overly expensive property, so your pool of ready buyers will be greater.

Q: Is the income yield from long-term rentals better than Airbnb’s?

RS: The portfolio in Noble Sky shows that Airbnb’s short-term rental income yield is higher than long-term rental income. We will monitor the market if the data changes.

Q: What’s the average occupancy rate for your Airbnb properties?

RS: Minimally, 90% occupancy.

Q: What’s the maximum loan-to-value and minimum loan amount?

NW:Theminimum loan amount is $150,000. The max LTV is 75% for purchase, and 70% cash-out refinance.

Q: Do you offer non-recourse loans?

NW: Yes, but only on larger (over 2M) loans require recourse.

Q: Who has the final decision on when to sell? What happens if I want to keep the property for 24 months, but Rauf intends to sell after 9 months?

RS: You, as the owner, have the ultimate decision. Noble Sky advises you on the best exit strategy based on our experience. If you choose to pivot from flip to rental, then our rental sharing of the income will apply.

Q: Any strategies to devalue a property to revalue it later? Would you recommend it?

RS: Yes, we may “haggle” with the seller during the purchase based on the inspection report. We recommend doing it, but it is important to do it professionally.

Q: In profit share, do you consider the borrowing cost?

RS: No. We have a tier-sharing structure that is based on only the amount of cash you commit.

Q: If the property is so run down, why are locals not buying it easily? Also, what are the chances of getting a high flip price?

RS: The locals form the largest concentration of people buying these properties. High flip prices will depend on how you remodel your property and if the area supports a high price. Research before buying any property is highly important to ensure you buy right in the first place.

Q: What is the cost to create and maintain a U.S. entity to hold the property?

RS: The cost to create a U.S. entity is US$997. The monthly cost to maintain your entity with bookkeeping, tax returns filing, and annual returns is US$97 per month. We also throw in research of prospective assets every 2 weeks as a bonus.

Q: Rauf, How do you see the accelerating decline of real estate prices in the U.S.? While construction costs are fairly high. Is flipping getting very risky?

RS: Flip will be risky on the higher-priced properties (above $350k). When property prices decline, there will be more fear in the market. That is the best time for you as informed investors to enter. Not just when the market is on an uptrend. As a gauge, always ensure you buy even lower than the market median.

America Mortgages specialises in providing real estate financing to foreign nationals and U.S. expats. Our expertise in addressing their specific financial and documentation requirements simplifies the mortgage application process. We offer customised lending solutions.

Speak with a U.S. mortgage expert now by scheduling a call at www.calendly.com/u-s-mortgages. Start your journey today!

For more details, visit us at www.americamortgages.com or email us at [email protected].

Want to Buy a House in Canada? Not So Fast.

Post author By Premela R.
Post date January 27, 2023

In recent years, Canada has seen a significant influx of foreign buyers purchasing real estate in major cities like Toronto and Vancouver. With the average home price more than 11 times the median household income after taxes, Canada has now become one of the most unaffordable housing markets in the world. In an effort to cool down the housing market and make homes more affordable for Canadians, the Canadian government has implemented a ban on foreign homebuyers, except for landed immigrants, workers on temporary visas, refugees, and some international students. The ban officially began on Jan 1, 2023, and will remain in place for at least two years.

The Canadian government’s measures to restrict foreign buying in the housing market may pose challenges for foreign investors looking to purchase property in North America for stability. However, it also presents an opportunity for them to explore Canada’s neighbour to the south, the United States, as a more viable and inclusive alternative.

The U.S. real estate market is large and diverse, and foreign investors have the same rights as a U.S. citizens when it comes to purchasing property and earning a return on their investments.

According to a report by NAR, international buyers purchased $59 billion worth of U.S. residential properties from April 2021 – March 2022. Although that roughly makes up only 2.6% of the trillion-dollar market, it’s significant.

There are several potential benefits to investing in U.S. properties as a foreign national, including:

Potential for high returns: The U.S. real estate market has historically been stable and has the potential for high returns on investment.
Diversification of investment portfolio: Investing in U.S. properties can be a way to diversify a foreign national investor’s investment portfolio, spreading risk across different markets and assets.
Opportunity to invest in a stable economy: The U.S. economy is one of the largest and most stable in the world, providing a secure and predictable environment for real estate investment.
Potential for rental income: Foreign nationals can earn rental income from their U.S. properties, which can be used to offset the cost of the investment or provide a steady stream of passive income.
Potential for appreciation: U.S. properties in many states appreciate in value over time, providing investors with capital gains.
Tax benefits: Foreign nationals may be eligible for tax benefits on their U.S. real estate investments, such as deductions for mortgage interest and depreciation.

When comparing investing in the U.S. vs. Canada, there are a few key factors to consider, such as property prices and rental yield.

Regarding property prices, the U.S. generally offers more affordable options than Canada. According to data from Zillow, the median home value in the U.S. is currently around $357,300, while in Canada, the median home value is around $717,000. This means that investors in the U.S. can purchase more properties or invest in higher-priced properties for the same amount of money.

In addition to lower property prices, the U.S. also offers higher rental yields. According to Mashvisor, the average rental yield in the U.S. is currently around 6%-7%, while in Canada, it’s about 2%-3%. This means that investors in the U.S. can earn a higher return on their investment through rental income.

Another advantage of investing in the U.S. is the diversity of the market. The U.S. real estate market is large and diverse, with different regions and cities offering various investment opportunities. For example, investors can choose to invest in a bustling metropolis like New York City or a quieter, more suburban area like the suburbs of Atlanta. This diversity allows investors to find the best investment opportunities to match their goals and risk tolerance.

O’ Canada, in our opinion, the U.S. real estate market offers several advantages over Canada, such as lower property prices, higher rental yields, and a more diverse market. As Canada is “closed” for these opportunities now, perhaps now may be the time for investors to look down south, America.

America Mortgages has one job – providing high quality, market rate mortgage loans tailored specifically for foreign nationals and U.S. Expats, and no one does it better.

Our loan programs do not require the borrower to have any U.S. credit history. In lieu, we accept international credit reports from the borrower’s home country or country of residence. As a super broker that offers U.S. mortgage loans in all 50 states, America Mortgages has a solution for almost every situation where a non-U.S. resident requires U.S. mortgage financing. The fact we approve 97% of our foreign national loan submissions highlights our expertise.

Schedule a call today with one of our U.S. mortgage specialists to start your journey today! www.calendly.com/u-s-mortgages

For more details, visit us at www.americamortgages.com or email us at [email protected].