Foreign National Mortgage

“Our Foreign National team only works with clients like you. We approve nearly 100% of our loans, so we are confident that we can find the best program for you.”

Robert Chadwick


Foreign National Mortgages

America Mortgages is the leading US mortgage specialist for Foreign Nationals around the world.

We have the knowledge and experience to provide mortgage solutions for foreign national real estate investors to purchase, refinance, or release equity. Equity release (or cash out) mortgages have been very popular and are typically used for investments or to buy more real estate.

With our Foreign National loan programs, borrowers living overseas do not need to have US credit to apply for a US mortgage. We accept international credit reports from your home country or country of residence.

We also understand some real estate investors do not have established credit in their home country or that country doesn’t have a standard credit reporting agency.

That is okay, as there are alternatives which can be supplied such as a bank reference letter, local accountant letter, to name a few. We approve 97% of our Foreign National loans, so we know how to find solutions for our clients.

Key Loan Highlights

  • Overseas income and credit accepted (if required)
  • Maximum loan-to-value is 70% for purchase, refinance, and equity release
  • Term options: 5-yr, 10-yr and 30-yr
  • Minimum loan amount is $150,000 and a maximum of $5,000,000
  • All loans can be amortized over 30 years, regardless of age
  • Interest-Servicing Only (Interest-Only) payments are also available

*Indicative only. Rates and terms are subject to change

*ARM stands for Adjustable Rate Mortgages

Schedule a call with our Foreign National Mortgage Specialist.