“Fast bridging loans from the US help businesses and individuals finance urgent projects with short-term loans or buy commercial or residential property anywhere – including abroad. Personal or company financials are not required.”

Robert Chadwick


U.S. Fast Bridging Loans

A fast “Bridging” loan is a short-term loan that is typically based solely on the asset value and not the repayment ability of the borrower.

The most attractive aspect of a Bridge Loan is that it can be closed and funded very fast – normally in 2 weeks – perfect for clients with a short window to meet an investment opportunity they would normally miss with a traditional bank loan.

Some popular uses of “Bridging” Loans:

  • Filling the contingency sale of an old property before you can purchase the new property. You can take a Fast Bridging Loan and use your old house as collateral for the loan. The proceeds can then be used to pay a down payment for the new house and cover the costs of the loan. In most cases, the lender will offer a bridge loan worth approximately 80% of both houses’ combined value.
  • To purchase based on asset value of the new build so the borrower can meet the final payment before delivery.
  • For the initial purchase until entitlement or for refinancing after a cash purchase until entitlement.
  • To purchase greenfield land to begin commercial development. Once certain stages of development have been completed, it’s easier to obtain traditional bank financing.
  • Cash-out Bridge Loan for short term personal or business use.
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Fast Bridge Loan Highlights

All high speed Bridging Loans are structured to the exact needs of each borrower, but the most popular terms are normally as follows:

  • Loan term: 1-3 years
  • Interest Servicing Only (Interest-Only)
  • Interest Roll-up (Interest payments are taken out of loan proceeds)
  • No U.S. credit required
  • The minimum loan amount is $1,000,000 for a Residential Bridge Loan and $3,000,000 for a Commercial Bridge Loan

*Indicative only. Rates and terms are subject to change

*ARM stands for Adjustable Rate Mortgages

Schedule a call with our Fast Bridge Loan Specialist.