Category: Refinance
With interest rates holding steady and signs pointing to possible cuts later this year, more international investors are returning to the U.S. property market. In fact, according to a recent survey by AFIRE, 44% of foreign real estate investors say they plan to increase their U.S. holdings in 2025, up from 24% last year. Why now? […]
The U.S. dollar has reached its strongest levels in years, especially against the Canadian dollar and Mexican peso. According to the Financial Times, this surge is driven by new and potentially new U.S. tariffs and global economic shifts. For foreign investors and U.S. expats, this creates a unique opportunity. Cash-out refinancing on U.S. property now […]
When it comes to global real estate opportunities, two markets stand out: the United Kingdom and the United States. Both offer their own appeal, but the U.S. clearly emerges as the superior investment destination for foreign nationals and expatriates. With higher rental yields, affordable property prices, and unmatched financing options, the U.S. real estate market […]
Recent research from Polygon, supported by Willow Canyon Advisors and United Wholesale Mortgage (UWM), found that working with an independent mortgage broker saves borrowers an average of $10,662 over the life of a loan compared to non-bank retail lenders. This perfectly aligns with what America Mortgages is all about: offering better value, more options and smarter solutions […]
Robert Chadwick, CEO of America Mortgages, and Donald Kilp, Co-founder of Global Mortgage Group, provided valuable insights in this webinar, which highlights the implications of U.S. mortgage trends, including the latest rate drops, market strategies, and investment opportunities. For those who couldn’t attend, the recording is now accessible here. During the session, Robert Chadwick (RC) […]
As the 2024 presidential election approaches, there’s a lot of debate about how a Trump victory could impact the U.S. housing market. Over the next two weeks, we’ll dive into this topic, starting with what might happen if Trump wins. We’ll analyze how his policies could reshape real estate and the broader economy. Next week, […]
As discussions about potential rate cuts heat up, prominent voices like Elon Musk have criticized the Federal Reserve for not acting sooner. Musk recently argued that postponing rate cuts could negatively impact the economy, sparking further discussion about its potential effects on the real estate market. The Impact of Rate Cuts Interest rate cuts usually […]
Every week, our loan officers based around the world speak with U.S. real estate investors with a multitude of short—and long-term goals. As 100% of America Mortgages’ clients are living and working abroad but obtaining U.S. mortgages, this insight is unique to a mortgage firm. With each client interaction, our loan officers increase their knowledge […]
Great news for non-resident investors eyeing U.S. real estate! Recent data from the Mortgage Bankers Association shows that U.S. mortgage rates have dropped significantly, reaching their lowest levels since early March. The average rate for a 30-year fixed mortgage is now 6.87%, while the 15-year mortgage rate has declined to 6.49%. This drop presents a […]
America Mortgages Inc. is a mortgage broker focusing only on U.S. Expats and Foreign Nationals living overseas. We offer over 150 U.S. bank and lender programs direct to our international clients. America Mortgages is wholly-owned by Global Mortgage Group Pte. Ltd. an international mortgage specialist based in Singapore.