What is AM Portfolio+? The America Mortgages’ Portfolio+ program is a streamlined debt service coverage mortgage loan over multiple residential investment properties. It is one loan with blanket collateral over a minimum of 2 properties and up to 100+. Similar to our AMIRM program announced last week, AM Portfolio+ does not require any personal income […]

“Traditional” banks will require income documents before approving a real estate mortgage. You will need to qualify based on your declared income using tax returns, less your monthly debt servicing. That is fine for a “traditional” investor; however, at America Mortgages, we deal with various real estate investors, and 100% of them live and work […]

Heard of the term “asset rich but cash poor”?  It’s a common issue among entrepreneurs “working for equity” or high net worth investors who report low income but have sizeable real estate portfolios. Traditional banks require pay stubs, employment letters, and credit scores (we have fantastic programs for this as well), but many of us […]

In this edition of the Launchpad Series – we introduce the most widely-used tool for property investors at the moment, A Bridge Loan – often considered the “Swiss Army Knife” of financing solutions. What are bridge loans? A bridge loan is a type of asset-based, short-term loan, typically taken out for a few months to […]

The Gini, in this case, is not Barbara Eden in the famous 70s T.V. show “I Dream of Jeannie”, but the widely used economic index which measures wealth inequality known as the Gini Coefficient. The index has been around for over 100 years and was created by Corrado Gini, an Italian statistician, and sociologist. There […]

The Client Our client, an Australian Executive, wanted to invest in an apartment unit that was in an unliveable condition in St. Louis, Missouri, to fix and hold it. How We Helped Finding a lender was not easy for our client as he had no U.S. credit. He reached out to us in hopes that […]