Do you know what “Common sense” underwriting is? Common Sense underwriting is how America Mortgages qualifies U.S. investment properties for non-resident (foreign national and U.S. expat) real estate investors. Think about it; if you were to buy a large commercial building, would you qualify on your personal income or the cash flow of the property? […]

As a professional investor for most of my life, I have developed systems to derive my investment choices.  For real estate, I prioritise positive cash flow and, to a lesser extent, capital appreciation, although both are correlated.  Real estate investment is not to be confused with a second home, pied-de-terre, or vacation home. These are […]

Banks DO NOT want you to know this! Millions of homebuyers face this problem every day.  You write off too much and don’t show enough income to qualify for a traditional mortgage, or you are an entrepreneur with a lumpy income. In both of these scenarios (and many others), you would not be able to […]

Curious about what’s happening with mortgage rates in 2024? It’s a hot topic right now. Experts say rates might drop to about 6% after hitting nearly 8% due to recent changes by the Fed. But here’s the deal: understanding these predictions feels like a rollercoaster. Some experts say rates might drop further, while others predict stability […]

Need cash fast?    We can help you tap into your home equity today! We are living in a world where the availability of credit has become nearly non-existent with retail banks preferring not to lend.   We are conditioned to think of our local bank as the only option but in fact there are private lenders […]

During our recent live webinar on “How to finance U.S. Real Estate as a Canadian Investor,” our expert host, Kyle Mazzuchin (KM), and America Mortgages’ CEO Robert Chadwick (RC) received numerous questions from participants. For those who missed the opportunity to join the webinar, it is available here.  To address these questions, Kyle Mazzuchin and Robert […]