The Client

This client was the General Manager of the top luxury hotels in Toronto. Like any hotelier, he’s been away from home since his university days.

How We Helped

Our client had a decent FICO score for someone that’s been away from home for 30 years. That’s because he has used his only credit card regularly for the past 20 years. However, his breadth of credit was not sufficient to carry a mortgage.

We put our client on a 3-month Credit Enhancement Program where our team walks you through a specific process to build, maintain and strengthen your credit profile.

Our client has a FICO score of over 800 and qualified for the cheapest ‘Prime” loan available.

Loan Details

NationalityProperty ValueLoan AmountLTVRate
U.S. Citizen $335,000 $268,000 80% 3.35%
Term StateProperty TypePurposeLoan Type
30 year fixed Austin, TexasSingle-Family Residence (SFR)PurchaseResidential
NationalityU.S. Citizen
Property Value$335,000
Loan Amount$268,000
LTV80%
Rate3.35%
Term30-year fixed
StateAustin, Texas
Property TypeSingle Family Residence (SFR)
PurposePurchase
Loan TypeResidential

See Other Cases

Schedule a call with our U.S. Mortgage Specialist.