The Client
This client was the General Manager of the top luxury hotels in Toronto. Like any hotelier, he’s been away from home since his university days.
How We Helped
Our client had a decent FICO score for someone that’s been away from home for 30 years. That’s because he has used his only credit card regularly for the past 20 years. However, his breadth of credit was not sufficient to carry a mortgage.
We put our client on a 3-month Credit Enhancement Program where our team walks you through a specific process to build, maintain and strengthen your credit profile.
Our client has a FICO score of over 800 and qualified for the cheapest ‘Prime” loan available.
Loan Details
| Nationality | Property Value | Loan Amount | LTV | Rate |
| U.S. Citizen | $335,000 | $268,000 | 80% | 3.35% |
| Term | State | Property Type | Purpose | Loan Type |
| 30 year fixed | Austin, Texas | Single-Family Residence (SFR) | Purchase | Residential |
| Nationality | U.S. Citizen |
| Property Value | $335,000 |
| Loan Amount | $268,000 |
| LTV | 80% |
| Rate | 3.35% |
| Term | 30-year fixed |
| State | Austin, Texas |
| Property Type | Single Family Residence (SFR) |
| Purpose | Purchase |
| Loan Type | Residential |
