U.S. Mortgage Loans…Beyond your Expectations!  

U.S. Mortgage Loans...Beyond your Expectations!  

Are you a U.S. real estate investor looking for a mortgage loan but have been rejected by various banks, lenders or brokers because you are a Foreign National or a U.S. Expat? Add self-employed, being an entrepreneur, or lumpy income into the mix, and you’re really out of options. Let’s face the facts; even as a U.S. citizen living and working in the U.S., it is often hard to get a real estate mortgage loan as an investor, compound this with not living or working in the U.S., and it adds an entire layer of risk which many banks do not want to take on. 

In general, due to stringent underwriting requirements, banks are not very flexible towards entrepreneurs, non-residents, and U.S. Expats, especially with no credit footprint. Most banks operate to service the local community and focus on providing mortgage loans to borrowers for owner-occupied properties. It’s the same all over the world and makes perfect sense unless you fall out of that box. However, contrary to what banks and lenders may have told you, it is possible for non-resident investors to get a mortgage. How? With America Mortgages!

We recognised this four years ago in Global Mortgage Group, which was the very reason America Mortgages was formed. As a company, America Mortgages’ ONLY focus is providing U.S. market rate mortgage financing for Foreign Nationals and U.S. Expats. That is all we do, and no one does it better. Whether you’re looking to own a multi-family complex in Texas, purchase a vacation summer home in Florida, or want to invest in rental property in Atlanta, we got you covered. America Mortgages’ has loan programs with up to 75% LTV in all 50 states regardless of your passport or credit profile. 

Our goal at America Mortgages is to go beyond your expectations. 100% of our clients are either U.S. Expats or Foreign Nationals looking to buy U.S. property. With our U.S. Expat + mortgage program, you’ll be able to qualify just as you would if you walked into a local bank back home in the U.S. With our Foreign National program, you can qualify using ONLY the rental income of the property. Yes, that means NO personal income documents are required. 

What’s the unique thing that America Mortgages does that banks can’t? You can actually qualify for a U.S. mortgage with the following: 

  • No U.S credit needed
  • No personal income required 
  • No W2 required 
  • Qualifying based on rental income

We also offer the following based on individual client situations: 

  • Interest-only mortgages
  • 10-year fixed interest only
  • Recourse and non-recourse loans available
  • Pure asset-based lending

Here at America Mortgages, we go beyond your expectation and tap into our extensive network of lenders, and find the best possible option based on your situation. 

Self-employed? No problem! Foreign National investor? No problem! U.S. Expat with no U.S. credit? No Problem! 

Get started with our team of U.S. mortgage specialists today. [email protected]

www.americamortgages.com