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For mortgage loan originators who want the whole world

Originate U.S. mortgages from anywhere on earth.

Join America Mortgages as a loan officer and trade one city for the entire globe. Serve affluent, globally-mobile clients on a 24/7 calendar, originate in most U.S. states without an individual NMLS license, and earn generous two-tier commission plus equity — from Bali, Berlin or your back porch.

NMLS 2810389 (America Mortgages Nationwide)pre-approvalClients of 57 nationalities

Why advisors partner with us

clients abroad
100%
global calendar
24/7
+ commission
Equity
work anywhere
Remote

One introduction, one application — your client keeps their capital invested while we arrange U.S. financing on the strength of the asset, not a U.S. credit file.

By America MortgagesReviewed by America Mortgages People TeamLast updated 1 July 2026
Why originate with us

A career built for borderless originators

Everything about how we work is designed for a loan officer who wants global clients, real flexibility and compensation that rewards the value they create.

  • The whole world is your client base

    100% of our clients live abroad but need U.S. mortgages — purchase, refinance, cash-out and bridge, residential and commercial. Prospect in the U.S. and internationally; you're no longer limited to one city or state.

  • Originate in most U.S. states, license-free

    Our structure lets you originate U.S. mortgages for clients in most states without holding an individual NMLS license — so you can live, work and originate from almost anywhere in the world.

  • Generous two-tier compensation + equity

    Originators are strongly commission-based with a two-tier structure: build your own U.S. and international production, or tap our network and advertising to originate on a 24/7 calendar — and share in the equity you help create.

  • Genuinely remote — from Bali to Berlin

    Our loan officers are based across LA, New York, Chicago, Singapore, Bangkok, Manila, Hong Kong, Bali, Sydney, Dubai, London, Paris, Madrid and more. Take an application overlooking the Alps, then hit the beach.

  • Work on a 24-hour clock

    Clients span Asia, Europe, the U.S. and South American time zones and schedule 7 days a week. Choose the hours and region that fit your life while our platform keeps everything coordinated.

  • Elevate the whole originator experience

    America Mortgages is more than loans — we've rebuilt how affluent, multilingual clients find, finance and invest in U.S. real estate from abroad, and given originators the tools to deliver it.

100%
of clients reside outside the U.S.
150+
U.S. lender programs to place
24/7
appointment calendar
15+
cities where our LOs are based

America Mortgages, Inc. — NMLS 2810389 (America Mortgages Nationwide). A U.S. direct lender and leading broker for U.S. expats and foreign nationals, wholly owned by Global Mortgage Group Pte. Ltd. (Singapore). Compensation, equity and licensing arrangements vary by role and jurisdiction and are confirmed during the hiring process.

America Mortgages loan officers based in cities around the world
Who we are

The people — and the values — you'd be joining

A global team that holds a high bar on trust and thinks without borders.

Who thrives here

Borderless originators who create their own opportunity

If you want the entire world as your market instead of one postcode, and you're driven to build production on your own terms, you'll fit.

  • Experienced originators ready to go global
  • Self-starters who create opportunity, not wait for it
  • People who value flexibility, remote work and time zones that suit them
  • Communicators who build trust across cultures and languages
Our core values

Who we are as a team

We're a global organization that values people, culture and ideas — and holds a high bar on trust because clients hand us the biggest investments of their lives.

  • Good judgement — we earn client trust, always
  • Respect — for clients, colleagues, company and values
  • Understanding & perseverance — we educate clients through the journey
  • Inclusion & diversity — truly borderless thinking
How hiring works

From hello to originating in four steps

A straightforward process — apply, talk, onboard, and start building global production.

  1. Introduce yourself

    Send your details and a note on your originating experience and where in the world you'd like to work. No U.S. state license needed to apply.

  2. Intro conversation

    We'll walk you through the platform, the two-tier compensation and equity model, and how lead sourcing and the 24/7 calendar work.

  3. Onboard to the platform

    Get set up with our systems, training and lead flow so you can originate across 150+ U.S. programs for clients living abroad.

  4. Originate from anywhere

    Build your production on your schedule and in your time zone — the world is your office and your client base.

Questions, answered

What candidates ask first

Can I really work from anywhere in the world?
Yes. Our loan officers are based across the U.S. and internationally — Los Angeles, New York, Chicago, Singapore, Bangkok, Manila, Hong Kong, Bali, Sydney, Dubai, London, Paris, Madrid and more. Because our clients span every major time zone and schedule on a 24/7 calendar, you choose the hours and region that suit you.
How is compensation structured?
Loan-officer positions are generously commission-based on a two-tier structure. You can originate your own production in the U.S. and abroad, or take advantage of our network and advertising to originate on a 24/7 calendar. Originators also share in equity — we believe everyone should see the benefit of the value they help build. Exact terms are discussed during the hiring process.
Who are the clients I'd be serving?
100% of our clients reside outside the United States but need U.S. mortgages — for purchase, refinance, equity release/cash-out and bridge, across residential and commercial property. They're often more affluent than typical U.S. investors, multilingual, and value professional service on a global schedule.
What background makes a strong candidate?
Mortgage origination or lending experience is ideal, along with a self-starter mindset, strong cross-cultural communication and a genuine appetite for building business beyond your comfort zone. If you want the whole world as your market, you'll thrive here.
How do I apply?
Submit your details using the form on this page and our team will be in touch to arrange an introductory conversation. Tell us about your experience and where in the world you'd like to originate.
Join the team

Apply to become a global loan officer

Tell us about your experience and where in the world you'd like to originate. Our people team reviews every application and replies within a few business days.

  • Originate in most U.S. states, license-free
  • Two-tier commission + equity
  • Work remotely on a 24/7 global calendar
  • Direct lender and super-broker, NMLS 2810389 (America Mortgages Nationwide)

Apply to join

Three quick details and we'll open the conversation. Attach a CV when we reply.

No U.S. credit history required. We never share your details with third parties.

The world is your oyster — and we mean it

Build a global mortgage career on your terms

Serve clients across every time zone, originate from anywhere, and share in what you build. Direct lender and super-broker, NMLS 2810389 (America Mortgages Nationwide).