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The U.S. lending team

A U.S. mortgage team that works in your time zone

In short: our loan officers live where our clients live — Bangkok, Manila, Hong Kong, Canada, Colombia and the U.S. — and arrange U.S. mortgages for foreign nationals and American expats every day. One officer stays with you from first call to closing, backed by U.S.-based underwriting across 150+ lender programs. No U.S. credit history required on most programs.

NMLS · America Mortgages Nationwide
2810389
lender programs
150+
U.S. states
50
U.S. credit required
No

U.S. real estate is global, and so is the team behind it. America Mortgages places loan officers across the time zones our clients actually live in, so you are never waiting on U.S. office hours. One specialist stays with you from the first conversation through closing, backed by U.S.-based underwriting and access to 150+ lender programs.

Not sure who to pick?

Tell us where you live and what you’re financing — we’ll match you with the specialist in your time zone and language.

Match me with an officer
How we work

Get Your U.S. Mortgage in 3 Simple Steps

From your first conversation to closing on your U.S. property, our experienced U.S. Mortgage Specialists make the process simple, clear, and efficient—even if you live outside the United States.

  1. Book a Call

    Choose a convenient date, time, and language on our online calendar to speak with a U.S. Mortgage Specialist. Our specialists are available 24/7 to discuss your goals, answer your questions, and explain the U.S. mortgage programs available for your situation.

  2. Get Pre-Approved

    Your dedicated U.S. Mortgage Specialist reviews your financial profile and matches your situation with available U.S. mortgage programs. We’ll provide a written mortgage pre-approval so you know how much you can borrow and can make a stronger offer when you find the right property.

  3. Close on Your Property

    Congratulations! Your mortgage is approved and it’s time to close. Your dedicated U.S. Mortgage Specialist will guide you through underwriting and closing. Sign your closing documents from anywhere in the world—no trip to the U.S. required.

FAQ

Working with the team

Can I speak to someone in my own time zone?
Yes—that is exactly why our global team exists. America Mortgages has dedicated U.S. Mortgage Specialists positioned across the U.S., Canada, Asia, Europe, Central America, and the Middle East. No longer do you need to adjust your schedule to match a U.S. lender’s time zone. No matter where you live in the world, a U.S. Mortgage Specialist is always active during your local business hours, making your financing transaction smooth, seamless, and stress-free. Connect with us easily via phone, WhatsApp, or a scheduled video call.
What languages does your team work in?
Clear communication is the foundation of a stress-free mortgage. While English is spoken across our entire team, America Mortgages also provides dedicated support in Spanish, Chinese, Hebrew, and Arabic. Every single one of our U.S. Mortgage Specialists has complete access to our full suite of home loan programs—meaning you get the exact same premium loan options, but delivered entirely in your preferred language to prevent any misunderstandings. Simply choose your language when booking a consultation call with us today.
Do I work with one U.S. Mortgage Specialist from start to finish?
Yes, absolutely. The dedicated U.S. Mortgage Specialist you initially book remains your primary point of contact throughout your entire journey. Working alongside their dedicated Assistant Loan Officer, your specialist guides you seamlessly from the first consultation call to pre-approval and final closing. They handle all the heavy lifting for you—coordinating U.S.-based underwriting directly through our internal lending platform or across 150+ wholesale lender programs to secure the absolute best solution for your needs.

Prefer to research first? Explore mortgages for foreign nationals, U.S. expat mortgages, run the numbers in the cross-border calculators, or read case studies from funded loans.

Ready when you are!

Book a call with a U.S. Mortgage Specialist

24 hours a day, 7 days a week. In your time zone. In your language, with no obligation. Walk away knowing exactly what you qualify for.

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