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About America Mortgages

U.S. mortgages for expats and foreign nationals — and nothing else.

America Mortgages exists for one borrower: the person buying or refinancing U.S. property while living outside the United States. Every loan officer is an expat, because the problem is easier to solve when you have had it yourself.

In shortAmerica Mortgages, Inc. is a direct lender and super-broker — NMLS 2810389 (America Mortgages Nationwide) — founded in 2019 and wholly owned by Global Mortgage Group Pte. Ltd. (Singapore). It lends in all 50 U.S. states, exclusively to U.S. expats and foreign nationals, across 150+ programs that mostly require no U.S. credit history.

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Reviewed by Robert ChadwickLast updated 5 August 2026
Our company

Who is America Mortgages?

America Mortgages, Inc. was created to address the need for comprehensive U.S. residential mortgages for U.S. citizens and Foreign Nationals living overseas.

We offer over 150 U.S. bank and wholesale loan products directly to our international clients. In addition, we offer financing options for commercial, portfolio, bridging, and high-value home financing through specialty lenders in the U.S. and overseas.

Ownership

Who owns America Mortgages?

America Mortgages is wholly owned by Global Mortgage Group Pte. Ltd. (GMG), an International Mortgage Specialist based in Singapore with offices in Hong Kong, Shanghai, Beijing, Manila and Seoul.

How we started

Our story

America Mortgages offers real estate financing solutions to the U.K, Canada, Australia, France, Thailand, and Hong Kong along with U.S. and connects our International Clients to our network of lenders globally. These include Banks, Pension Funds, Investment Funds, Family Offices, Private Banks, and private lenders around the world.

Our story takes us back to 2018, when the co-founders met in Singapore and became friends.

Both being Americans, we identified a serious problem in the world and embarked on a journey to fix it. That is to say, getting an overseas mortgage as a non-resident is extremely difficult, especially for U.S. property – the largest residential property market in the world and one of the most invested by foreigners.

In 2019, we raised Seed Funding from 2 Korean banks as well as well-known investors around the world to use technology to disrupt this space.

Compliance

Is America Mortgages a direct lender?

Yes. America Mortgages, Inc. is a direct lender and super-broker — NMLS 2810389 (America Mortgages Nationwide). We fund select programs directly and broker across 150+ additional U.S. lender programs, so one application reaches the widest possible set of options.

See our licenses
Track record

What has America Mortgages achieved so far?

funded
$1B+
approval rate
97%
nationalities financed
57
mortgage programs
150+
Talk to us

Speak to a specialist who has done this themselves

Tell us where you live and what you are buying. One of our expat loan officers will come back to you.

+1 (845) 583-0830

No U.S. credit history required. We never share your details with third parties.

Questions

About America Mortgages

Who owns America Mortgages?
America Mortgages is wholly owned by Global Mortgage Group Pte. Ltd. (Singapore), an international real estate finance specialist. Co-founders Robert Chadwick and Donald Klip lead both companies, each bringing 30+ years in institutional finance and mortgage lending.
Who is America Mortgages for?
America Mortgages serves one audience: U.S. expats and foreign nationals buying, refinancing or cash-out-refinancing U.S. property from overseas. Most programs need no U.S. credit history and no U.S. tax returns — DSCR programs qualify on the property's own rental income instead.
Which U.S. states and countries does America Mortgages cover?
We lend in all 50 U.S. states and currently serve clients of 57 nationalities, coordinated from our Singapore headquarters.
How long has America Mortgages been in business?
America Mortgages was founded in 2019 as the U.S. lending arm of Global Mortgage Group. We have funded $1B+ to date, with a 97% approval rate across submitted applications.
Does America Mortgages have real client reviews?
Yes — real, unedited client reviews are rated EXCELLENT across 42 verified Google reviews. Read them on our Reviews page; we never publish self-scored ratings about ourselves, only link out to the independent platform where the stars live.
America Mortgages

Ready to start your U.S. mortgage?

We lend in all 50 states to clients of 57 nationalities — most programs need no U.S. credit history.