Talk to a U.S. mortgage specialist built for borrowers overseas.
Financing U.S. property as an expat or foreign national shouldn't mean a wall of “no.” Send a few details and a real specialist will map your options across 150+ lender programs.
- Direct lender + super-broker — one application, 150+ U.S. lender programs
- Loans in all 50 states for U.S. expats and foreign nationals
- No U.S. credit history and no U.S. tax returns required on most programs
- Pre-approval; a real specialist, not a call center
Request your options
Three quick details. No obligation, no U.S. credit needed.
From first message to pre-approval in three steps
Tell us about your goal
Send the short form or book a call. Share where you live, the U.S. state you're financing, and whether it's a purchase, refinance or cash-out.
Get matched to a program
Your specialist reviews your profile against 150+ lender programs and comes back with the options that fit — plus indicative terms.
Pre-approval before you shop
Once you choose a direction, we move to a pre-approval and guide you through closing from wherever you are in the world.
“America Mortgages was fantastic to work with as an American expat. I needed to refinance my condo in DC but living overseas. For most lenders I was denied because my income was foreign. I worked closely with Nick and was able to refinance with a lower payment — the entire process was seamless and took less than 6 weeks. More than a 5★ experience.”
Before you reach out
Do I need a U.S. credit score or U.S. tax returns to apply?
Which countries and U.S. states do you cover?
How quickly will someone get back to me?
How fast can I get pre-approved?
America Mortgages, Inc. — NMLS 2810389 (America Mortgages Nationwide). Wholly owned by Global Mortgage Group Pte. Ltd. (Singapore). A direct lender and leading mortgage broker for U.S. expats and foreign nationals.