U.S. Property Management for Overseas Owners
If you own or are buying a U.S. rental from overseas, America Mortgages introduces you to a vetted, licensed local property manager who handles tenant placement, rent collection, maintenance, and monthly reporting on your behalf.
America Mortgages is a U.S. mortgage lender built only for non-residents. We line up the financing and the introduction. We don't manage property, and we never hold or move your rent.
Why Managing From Overseas Is Harder Than It Looks
Owning a U.S. rental you never see is a time-zone problem before it's anything else. Your tenant is asleep when you're awake, and a burst pipe needs a decision now, not in eight hours.
On top of that, landlord-tenant rules, deposit handling, notice periods and eviction procedure all change from state to state. And rent has to reach you with accounting you can trust, since you can't appear in a U.S. housing court yourself if something goes wrong.
What America Mortgages Arranges
We introduce you to an independent, licensed U.S. property manager in your property's market, one built, like America Mortgages, for owners who live abroad. If you're still buying, we coordinate that introduction alongside your loan, so the property is tenant-ready at or before closing. The manager works in your time zone, reachable by phone, email, WhatsApp or WeChat, not only during U.S. business hours. We can also introduce our landlord-insurance, money-transfer and tax partners, so financing, management, insurance and structuring all line up around the same property.
America Mortgages arranges the introduction. The management itself comes from an independent, licensed property manager, a separate firm that contracts with you directly.
What we don't do
We don't manage, lease or collect rent, and we never hold or move your rent or a deposit. In most U.S. states, managing property for someone else for compensation is a licensed real-estate activity, and America Mortgages is a lender and broker, not a licensed property manager. We also don't set or quote the management fee, and we don't give tax advice. Short-term and Airbnb management isn't offered through this service; it's built for long-term rentals.
Your Path From Introduction to Hands-Off Ownership
Tell us about your property, or your purchase
Where it is, whether you own it yet, and whether you need leasing, full management, or both.
We introduce you to a vetted local manager
Matched to your market and built for overseas owners. You review the scope and fees, then choose.
You onboard directly with the manager
Screening, leasing, rent collection, accounting and maintenance sit under an agreement between you and them.
You own it hands-off
Rent and monthly reporting come to you, and America Mortgages stays available for the refinance, the next purchase, or the portfolio.
What to Check Before You Appoint a Manager
- What full service should include
- Pricing and listing, tenant screening, a state-compliant lease, rent collection, maintenance dispatch, periodic inspections, monthly statements, and eviction filings with court representation so you never have to fly in. Leasing-only firms stop after placing the tenant.
- Check the license
- Managing property for someone else for compensation is a licensed real-estate activity in most states, though a few require none. Ask for it and check it.
- Where your money sits
- Confirm your rent and your tenant's deposit sit in a separate, reconciled trust account rather than the firm's operating funds, and ask how often it's reconciled.
- Get the fees in writing
- Managers usually charge a recurring fee on rent collected, often around 10 percent, plus a one-off leasing fee of about a month's rent, and sometimes a small setup fee. These are general market ranges, not America Mortgages figures. Numbers move by market and firm, so ask about renewal fees and whether anything is billed while the unit sits empty.
- How you'll stay in the loop
- Ask for an owner portal holding the lease, the monthly statement, inspection photos and maintenance tickets, and a real person who picks up when your daytime is their overnight. Rent arrives in dollars, so plan the currency leg too.
- Non-resident experience specifically
- Check they know an ITIN, holding title in an LLC and FIRPTA at sale are routine parts of the job. A manager built for overseas owners will be familiar with all of this; a purely domestic one usually isn't.
The property's own cash flow is what decides whether this works, which is also how America Mortgages underwrites the loan — see our U.S. DSCR mortgage page. Our webinar, Managing U.S. Property from Abroad, covers the day-to-day of remote ownership in full.
A Lender Built for Foreign Nationals and U.S. Expats
A direct lender and super-broker built specifically for foreign nationals and U.S. expats, with a 97% approval rate and more than $1 billion funded to date, serving clients of 57 nationalities.
- approval rate
- 97%approval rate
- funded
- $1B+funded
- nationalities financed
- 57nationalities financed
- lender programs
- 150+lender programs
NMLS 2810389 (America Mortgages Nationwide). These are our lending figures, evidence of our standing as a lender, not a measure of any manager's performance. No customer testimonials appear on this page, because none are on file for this service.
Common Questions About U.S. Property Management
Tell us where your property is, or where you're buying, and we'll introduce you to a vetted, licensed U.S. manager. If you need it, we'll line up the financing to match.
Speak with a specialistDoes America Mortgages manage my property itself?
Can I manage a U.S. rental entirely from overseas?
Does a U.S. property manager need to be licensed?
How does the rent reach me, and who holds my deposit?
Which states or cities do you cover?
How much does U.S. property management cost?
America Mortgages, Inc. — NMLS 2810389 (America Mortgages Nationwide). Founded in 2019 and wholly owned by Global Mortgage Group Pte. Ltd. (Singapore). America Mortgages is a direct lender and super-broker. Its NMLS license does not permit it to sell insurance, broker property, move client money, or give tax, legal or investment advice. Every service described on this page is an introduction to an independent, separately licensed firm that contracts with you directly and performs the service itself. This page is general information and is not legal, tax or investment advice. All financing is subject to program eligibility, property, borrower profile, underwriting and prevailing market conditions, and is confirmed in writing at pre-approval.