Our gift to you – No Income Mortgage Loans are back!

We launched the Asset Depletion Program (AM Liquid Portfolio Mortgages) for investors earlier this month, which allows candidates to qualify for a loan using their assets instead of income from employment. This week, we introduce AM No Income Required + for U.S. expats and foreign nationals!

No Income Mortgage Loans

You can now qualify to purchase or refinance a U.S. property even if you are not a U.S. citizen, do not possess a valid U.S. visa, or lack income documentation (self-employed entrepreneurs). Yup, you guessed it, this is all possible with the AM No Income Required +!

While most banks and lenders request your tax returns, no-income verification mortgages rather consider different factors like assets, home equity, and general cash flow. This makes it even easier for self-employed entrepreneurs or non-U.S. residents who have numerous write-offs on foreign tax returns to get a home loan.

Details of AM No Income Required +:

  • No income verification is needed.
  • No age limitations or restrictions.
  • No U.S. credit is required.
  • No USA visa or residency is required.
  • No reserves are required.
  • No Life insurance is required.
  • No pre-payment or redemption penalty.
  • No tax returns are required.

Sounds too good to be true? With AM No Income Required +, it is definitely feasible.

The AM No Income Required + program allows foreign nationals, non-U.S. residents, and U.S. expats to make a 25% down payment and finance up to 75% of the property value without requiring income verification. The majority of banks and lenders still require a 60% down payment for foreign national mortgage loans, but with AM No Income Required + you can arrange financing with just 25% down payment, with no income verification and with exceptional rates including interest only programs. 

The AM No Income Required + loan program is available as a 30 year fixed-rate and as adjustable-rate mortgages. Adjustable rates are offered at 3/1, 5/1, 7/1 terms for 15 or 30 year fully amortized loans. Fixed rates are offered for the 10, 15, or 30 year fully amortized loan.

  • Are you retired with little or no fixed income?
  • Are you self-employed but have little to no “provable” income?

If you answered ‘Yes’, AM No Income Required + might be the perfect program for you.

Contact us at hello@americamortgages.com for more information.

www.americamortgages.com