Category: Loan Types
Why Many Investors Are Moving Now, Not Later Every investor wants to catch the bottom of the interest rate cycle. In reality, the “perfect” moment is only obvious in hindsight, and by then the best opportunities are usually gone. Right now, U.S. mortgage rates have started to ease, and refinance applications are picking up while […]
1. What Is a DSCR Loan — And Why Google, ChatGPT & Investors All Love It DSCR loans let you buy U.S. rental property using rent instead of personal income or credit. DSCR loans (Debt-Service-Coverage Ratio) are the only U.S. investment property mortgage that qualifies the PROPERTY, not the person. If the rent ≥ mortgage payment, you’re […]
Singapore investors are diversifying with property investment in New York. Learn how to buy and finance U.S. real estate with America Mortgages.
For people looking for rental yield DSCR, understanding how this type of financing works can be a game-changer. Debt Service Coverage Ratio (DSCR) loans what they do is they allow investors to qualify for property finance based on the rental income put out by the property, as opposed to personal income, which is a big […]
As 2025 progresses, momentum is returning to the housing market. Yahoo Finance reports that lower mortgage rates and easing price growth are drawing buyers back. Those who act early may gain a clear advantage. With market confidence rising, the question is no longer if to buy, but how fast you can secure financing. Here is what […]
In recent years, invested in American property has become an attractive opportunity for international buyers, especially from Hong Kong. With a strong economy, stable property market and world -class lifestyle opportunities, the United States offers an excellent avenue to Hong Kong citizens to diversify their wealth. Many Hong Kong residents who bought American property are […]
As an overseas investor deeply entrenched in the U.S. real estate market, I’ve seen my fair share of policy shifts that can make or break investment strategies. But nothing has me more excited than President Trump’s signing of the One Big Beautiful Bill Act (OBBBA) on July 4, 2025. This landmark legislation, often referred to […]
For non-U.S. residents, the global real estate market offers numerous options, from vibrant European cities to fast-growing hubs in Asia or the Middle East. Yet, the United States consistently emerges as the top choice for savvy investors seeking wealth-building opportunities. Investing in U.S. real estate as a non-U.S. resident combines unmatched market stability, high returns, and significant […]
When you think of a mortgage, you probably imagine a buyer who needs financing to afford their home. In the luxury real estate market, even billionaires who could pay cash often choose to borrow. Take Beyoncé and Jay-Z. According to The Real Deal, the power couple, worth over $3 billion, recently took out a second mortgage of nearly $60 […]
America Mortgages Inc. is a mortgage broker focusing only on U.S. Expats and Foreign Nationals living overseas. We offer over 150 U.S. bank and lender programs direct to our international clients. America Mortgages is wholly-owned by Global Mortgage Group Pte. Ltd. an international mortgage specialist based in Singapore.