Category: Loan Types
For people looking for rental yield DSCR, understanding how this type of financing works can be a game-changer. Debt Service Coverage Ratio (DSCR) loans what they do is they allow investors to qualify for property finance based on the rental income put out by the property, as opposed to personal income, which is a big […]
As 2025 progresses, momentum is returning to the housing market. Yahoo Finance reports that lower mortgage rates and easing price growth are drawing buyers back. Those who act early may gain a clear advantage. With market confidence rising, the question is no longer if to buy, but how fast you can secure financing. Here is what […]
In recent years, invested in American property has become an attractive opportunity for international buyers, especially from Hong Kong. With a strong economy, stable property market and world -class lifestyle opportunities, the United States offers an excellent avenue to Hong Kong citizens to diversify their wealth. Many Hong Kong residents who bought American property are […]
As an overseas investor deeply entrenched in the U.S. real estate market, I’ve seen my fair share of policy shifts that can make or break investment strategies. But nothing has me more excited than President Trump’s signing of the One Big Beautiful Bill Act (OBBBA) on July 4, 2025. This landmark legislation, often referred to […]
For non-U.S. residents, the global real estate market offers numerous options, from vibrant European cities to fast-growing hubs in Asia or the Middle East. Yet, the United States consistently emerges as the top choice for savvy investors seeking wealth-building opportunities. Investing in U.S. real estate as a non-U.S. resident combines unmatched market stability, high returns, and significant […]
When you think of a mortgage, you probably imagine a buyer who needs financing to afford their home. In the luxury real estate market, even billionaires who could pay cash often choose to borrow. Take Beyoncé and Jay-Z. According to The Real Deal, the power couple, worth over $3 billion, recently took out a second mortgage of nearly $60 […]
How U.S. Politics Influences Real Estate for Global Investors For international buyers, investing in U.S. real estate offers access to dollar-based income, stable property rights, and long-term appreciation. But there’s another layer to consider when selecting a market: the political landscape of each state. In the United States, states are often grouped into “red” (Republican-led) […]
A Map of U.S. Home Prices The latest data mapping median home prices across all 50 states shows just how diverse the American property market is. While the national median is around $385,000, the gap between states is striking. Coastal markets such as California, Hawaii, and Massachusetts lead with prices well above the national average, while […]
Financing Airbnb and short-term rental properties in the U.S. requires a different mortgage approach than traditional home loans. Many lenders restrict short-term rental use, which is why investors often struggle to secure financing for Airbnb properties. The solution is specialized investment mortgages, particularly DSCR loans, which qualify borrowers based on the property’s rental income rather […]
America Mortgages Inc. is a direct lender and leading mortgage broker specializing in financing solutions for U.S. Expats and Foreign Nationals living overseas. We provide access to over 150 U.S. bank and lender programs, delivering tailored mortgage options directly to our international clients. America Mortgages is wholly owned by Global Mortgage Group Pte. Ltd., an international mortgage specialist based in Singapore.