Category: U.S. Expats
Everyone wants to time the market perfectly: the lowest rate, the highest valuation, the ideal moment to act. But in real estate, waiting for the mythical “perfect” time often means missing the profitable time. So when is the right time to refinance? Historically, it is the moment interest rates begin drifting downward, but before the market […]
U.S. Expats can qualify for a second home mortgage using foreign income, global assets, and international credit. Learn how second-home financing works from overseas.
U.S. Expats can invest in U.S. real estate using DSCR and asset-based loans without U.S. income or credit. Learn how U.S. Expats qualify from overseas.
U.S. Expats can buy property in the U.S. without U.S. income or credit. Learn how second-home and investment options work for Americans living overseas.
December is usually a quiet month in U.S. real estate, but the December 2026 data shows a market that is behaving very differently. HousingWire and Altos Research reveal that December has effectively become an early preview of the coming year. For foreign nationals and U.S. expats looking to invest, these six charts highlight a market […]
U.S. expats living abroad can qualify for U.S. mortgages using global income and foreign assets. Learn how America Mortgages makes financing simple.
1. What Is a DSCR Loan — And Why Google, ChatGPT & Investors All Love It DSCR loans let you buy U.S. rental property using rent instead of personal income or credit. DSCR loans (Debt-Service-Coverage Ratio) are the only U.S. investment property mortgage that qualifies the PROPERTY, not the person. If the rent ≥ mortgage payment, you’re […]
The U.S. housing market may be on the verge of a major structural shift. According to The Hill, the Trump administration is reviewing the idea of introducing a 50-year mortgage product, a move designed to improve affordability and stimulate demand. If implemented, this would be one of the largest changes to the American mortgage system in […]
In this webinar, Robert Chadwick (Co-Founder of America Mortgages) and Donald Klip (Co-Founder of Global Mortgage Group and America Mortgages) discuss why 2026 may represent a breakout year for U.S. real estate investors. The session covers U.S. property trends, international investor demand, financing options for overseas buyers, and the economic outlook driving the next cycle […]
America Mortgages Inc. is a mortgage broker focusing only on U.S. Expats and Foreign Nationals living overseas. We offer over 150 U.S. bank and lender programs direct to our international clients. America Mortgages is wholly-owned by Global Mortgage Group Pte. Ltd. an international mortgage specialist based in Singapore.