Featured Resources

International investors from multiple countries exploring U.S. mortgage options for buying American real estate

Foreign National US Mortgage by Country: The Complete 2026 Guide

Explore U.S. mortgage options for foreign nationals by country, including documentation, FX transfer rules, DSCR loans, and investor requirements in 2026.

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Foreign national investor reviewing bank statement and asset-based mortgage options for U.S. real estate financing

Bank Statement Loans & Asset-Based Mortgages for Foreign Nationals

Learn how foreign nationals and U.S. expats qualify for bank statement and asset-based mortgages using deposits, liquid assets, and alternative income documentation.

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U.S. expat living abroad reviewing mortgage financing options for buying property in the United States

US Mortgage for Expats Living Abroad: The Complete 2026 Guide

Learn how U.S. expats living abroad can qualify for mortgages in 2026 using DSCR, bank statement, and Form 2555 add-back loan programs.

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Foreign national investor reviewing U.S. mortgage loan options for buying American real estate

How to Get a US Mortgage as a Non-US Citizen or Foreign National

Learn how foreign nationals and non-US citizens can qualify for U.S. mortgages in 2026 using DSCR, ITIN, bank statement, and asset-based loan programs.

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Borrower reviewing debt-to-income ratio calculations for mortgage approval

Why Debt-to-Income Ratio Matters More Than You Think

Learn how debt-to-income ratio affects mortgage approval, borrowing power, and why America Mortgages helps complex-income borrowers.

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Borrower reviewing loan-to-value ratio and mortgage financing calculations

Understanding Loan-to-Value Ratio (LTV) Before You Apply

Learn what loan-to-value ratio means, how LTV affects mortgage approval, refinancing, and down payments, and why it matters for U.S. and international borrowers.

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America Mortgage - Buy US Property

America Mortgages Inc. is a direct lender and leading mortgage broker specializing in financing solutions for U.S. Expats and Foreign Nationals living overseas. We provide access to over 150 U.S. bank and lender programs, delivering tailored mortgage options directly to our international clients. America Mortgages is wholly owned by Global Mortgage Group Pte. Ltd., an international mortgage specialist based in Singapore.

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