Happy Friday and we thought a reference to the 1999 Sci-Fi movie would be a nice way to end the week.
I am not Neo, and we, of course, are not referring to “The Matrix” movie but how you fit into our “Loan Program Matrix.”
❌ Traditional Banks = one product to fit all borrowers
Offering a wide variety of mortgage options is something unique for international clients because we are conditioned to use a bank for a mortgage. Every bank more or less has the same loan anywhere in the world and qualifies more or less the same way as well.
✔ America Mortgages = many products to match the client’s needs
In a world with more entrepreneurs, people having more than one income stream, or even the affluent with low reported income but significant assets – we need the right loan program for each borrower type.
An entrepreneur with no reported salary and working for equity in their startup would not be able to qualify for a traditional mortgage.
A high-net-worth individual that is very busy or too private to bother with a traditional mortgage would need something that suits their requirements.
A parent who wants to buy an apartment in the town where their child is attending university and wants their child to “pay rent” to build up credit will also require a very different solution.
The Matrix
Where do you fit here?
Get in touch with us today to find out all about our loan programs for Foreign Nationals and U.S. Expats today! www.americamortgages.com
Frequently Asked Questions
What is “The Matrix” in America Mortgages’ loan programs?
“The Matrix” refers to America Mortgages’ Loan Program Matrix, a system designed to match international borrowers with the loan product that fits their specific financial situation, rather than offering one generic mortgage for everyone.
How is The Matrix different from a traditional bank mortgage?
Traditional banks typically offer one loan product that all borrowers must fit into. The Matrix works the opposite way, providing multiple loan programs tailored to different borrower types, including entrepreneurs, high-net-worth individuals, and parents buying property for their children.
Who benefits most from The Matrix approach to lending?
Borrowers with non-traditional income, such as entrepreneurs with equity-based compensation, high-net-worth individuals with low reported income but significant assets, and parents purchasing property near a child’s university, all benefit from The Matrix’s flexible loan matching.
How do I find out where I fit in The Matrix?
You can contact America Mortgages directly to discuss your financial situation and goals. Their team will help identify which loan program in The Matrix best matches your needs as a Foreign National or U.S. Expat.
