The Client

An up and coming fashion designer with dual Brazilian and U.S. passports wanted to buy a home in Miami, where she grew up. She is self-employed and therefore it doesn’t show on her U.S. tax returns her true ability to service the loan.

How We Helped

For self-employed clients, showing the ability to repay the debt can be challenging. Although the tax returns may not reflect her ability to repay the loan, her cash-flow is significant. We were able to find her a loan that did not require any tax returns and went strictly off the cash-flow (rental amount) from the property.

Loan Details

NationalityProperty ValueLoan AmountLTVRate
U.S. Citizen $1,725,000 $1,380,000 80% 4.50% interest-only payments
Term StateProperty TypePurposeLoan Type
5/1 ARM Miami, FloridaSingle-Family Residence (SFR)PurchaseResidential
NationalityU.S. Citizen
Property Value$1,725,000
Loan Amount$1,380,000
Rate4.50% interest-only payments
Term5/1 ARM
StateMiami, Florida
Property TypeSingle-Family Residence (SFR)
Loan TypeResidential

Schedule a call with our U.S. Mortgage Specialist.