The Client
An up and coming fashion designer with dual Brazilian and U.S. passports wanted to buy a home in Miami, where she grew up. She is self-employed and therefore it doesn’t show on her U.S. tax returns her true ability to service the loan.
How We Helped
For self-employed clients, showing the ability to repay the debt can be challenging. Although the tax returns may not reflect her ability to repay the loan, her cash-flow is significant. We were able to find her a loan that did not require any tax returns and went strictly off the cash-flow (rental amount) from the property.
Loan Details
| Nationality | Property Value | Loan Amount | LTV | Rate |
| U.S. Citizen | $1,725,000 | $1,380,000 | 80% | 4.50% interest-only payments |
| Term | State | Property Type | Purpose | Loan Type |
| 5/1 ARM | Miami, Florida | Single-Family Residence (SFR) | Purchase | Residential |
| Nationality | U.S. Citizen |
| Property Value | $1,725,000 |
| Loan Amount | $1,380,000 |
| LTV | 80% |
| Rate | 4.50% interest-only payments |
| Term | 5/1 ARM |
| State | Miami, Florida |
| Property Type | Single-Family Residence (SFR) |
| Purpose | Purchase |
| Loan Type | Residential |
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