The Client

Our client came to us through his client, a technology founder who saw our press release about disrupting the U.S. mortgage space for overseas borrowers. He wanted to purchase a property in San Diego as a second home for vacations with his son.

How We Helped

Our client had been in Asia for a long time but has been compliant in filing taxes and still maintaining a healthy FICO score. However, his bank, which he still keeps a deposit in, will not offer him a loan since he does not earn a U.S.-based income.

It’s hard to explain to our clients that it’s not that banks can’t help; it’s that they won’t help. Since we have been working with our lenders for almost five years now, they know that when they receive a loan application, we understand how to work with clients to make sure the loan makes sense to both the bank and the borrower.

Loan Details

NationalityProperty ValueLoan AmountLTVRate
U.S. Citizen $3,750,000 $2,000,000 53% 2.50%
Term StateProperty TypePurposeLoan Type
5/1 ARMSan Diego, CaliforniaSingle-Family HomePurchaseResidential
NationalityU.S. Citizen
Property Value$3,750,000
Loan Amount$2,000,000
Term5/1 ARM
StateSan Diego, California
Property TypeSingle Family Home
Loan TypeResidential

Schedule a call with our U.S. Mortgage Specialist.