Smart Real Estate Tools for Sophisticated Investors: AM Bridge

Bridge loans are short-term financing solutions, usually obtained for a duration ranging from several months to a couple of years. They serve to bridge the gap until longer-term financing or an exit strategy, such as a property sale, can be arranged. These loans are essential when immediate financing is necessary but not readily accessible.       

For investors, bridge loans allow them to secure a mortgage using their existing property’s equity, facilitating the down payment for a new home. They are also advantageous for individuals looking to buy a new home before selling their current one and businesses requiring funds for operational expenses while awaiting long-term financing.       

Introducing AM Bridge

AM Bridge, once reserved for the wealthy, is now available to all. Real estate investors, typically rich in assets but lacking in cash, often find their wealth tied up in properties or other ventures. Accessing these funds might involve sacrificing a stake in their business or losing influence over its future, which may not be ideal.       

Not every real estate investor has money just sitting in their bank account readily available to fund a property immediately. In today’s fast-paced market, where acquiring good properties requires quick decisions, having substantial funds available right away is important. America Mortgages now offers this powerful funding option to everyone.

Common Uses of Bridge Loans

  • Finalizing the sale of your old property before buying a new one
  • Buying a new property based on its asset value before it’s completed
  • Covering initial purchase costs or refinancing
  • Acquiring land for commercial development
  • Obtaining a cash-out bridge loan for short-term personal or business needs

Market Dynamics

In times of economic uncertainty, businesses opt for bridge loans due to their quick processing and flexibility, which stands in contrast to the inflexible nature of conventional lending. This quick and flexible financing solution enables companies to swiftly access capital, addressing immediate financial needs and seizing time-sensitive opportunities.

Challenges and Solutions

When considering short-term loans, it’s important to look at your situation and needs. Even though regular options exist, short-term bridge loans can be better, especially when you need money quickly for urgent deals.   

Case Study: Bridge Loan Unlocks U.S. Investment Opportunity

Challenge: An Australian investor seeks a lucrative California U.S. property investment valued at $1.5 million. However, delays in selling their current property could jeopardize the opportunity.

Solution: Leveraging AM Bridge, the investor secures $1,125,000, covering 75% of the U.S. property’s value.

Benefits: Prompt access to funds enables the investor to seize the U.S. opportunity, initiate rental income, and capitalize on market potential. Upon selling their current property, proceeds will repay the bridge loan.

This case study exemplifies AM Bridge’s ability to empower investors to seize U.S. market opportunities despite temporary cash flow limitations from ongoing property sales overseas.

AM Residential Bridge Loan
Palo Dobrik Photography LLC

Short-Term vs. Long-Term Financing

Long-term financing involves more rules and regulations, making it slower to obtain. On the other hand, bridge loans offer a quicker solution, typically provided by flexible lenders. It’s worth noting that while bridge loans provide speed, they may carry slightly higher risks and interest rates. However, when used wisely, they can be valuable tools for seizing opportunities and adapting to changing circumstances. Our goal is to find you a solution that works with your situation with a long-term solution and exit from the bridge loan.

For further inquiries about AM Bridge, reach out to us via email at [email protected] or visit If you’d like to schedule a commitment-free meeting with one of our U.S. loan officers to explore your U.S. mortgage options, here’s our 24/7 calendar link.