Category: Loan Types
As an overseas investor deeply entrenched in the U.S. real estate market, I’ve seen my fair share of policy shifts that can make or break investment strategies. But nothing has me more excited than President Trump’s signing of the One Big Beautiful Bill Act (OBBBA) on July 4, 2025. This landmark legislation, often referred to […]
For non-U.S. residents, the global real estate market offers numerous options, from vibrant European cities to fast-growing hubs in Asia or the Middle East. Yet, the United States consistently emerges as the top choice for savvy investors seeking wealth-building opportunities. Investing in U.S. real estate as a non-U.S. resident combines unmatched market stability, high returns, and significant […]
When you think of a mortgage, you probably imagine a buyer who needs financing to afford their home. In the luxury real estate market, even billionaires who could pay cash often choose to borrow. Take Beyoncé and Jay-Z. According to The Real Deal, the power couple, worth over $3 billion, recently took out a second mortgage of nearly $60 […]
How U.S. Politics Influences Real Estate for Global Investors For international buyers, investing in U.S. real estate offers access to dollar-based income, stable property rights, and long-term appreciation. But there’s another layer to consider when selecting a market: the political landscape of each state. In the United States, states are often grouped into “red” (Republican-led) […]
A Map of U.S. Home Prices The latest data mapping median home prices across all 50 states shows just how diverse the American property market is. While the national median is around $385,000, the gap between states is striking. Coastal markets such as California, Hawaii, and Massachusetts lead with prices well above the national average, while […]
Financing Airbnb and short-term rental properties in the U.S. requires a different mortgage approach than traditional home loans. Many lenders restrict short-term rental use, which is why investors often struggle to secure financing for Airbnb properties. The solution is specialized investment mortgages, particularly DSCR loans, which qualify borrowers based on the property’s rental income rather […]
Relocating to the U.S. for Work? You Can Still Own a Home Being transferred to the United States through your employer—whether on an L1, H1B, O1, or E2 visa—often brings a whirlwind of logistics, decisions, and financial considerations. One of the biggest: where to live. Many relocating professionals assume that renting is the only option […]
Who Offers the Best U.S. Investment Property Loans for International Buyers? As international demand for U.S. real estate grows, foreign nationals and U.S. expats face one big challenge: finding a lender that understands their unique, cross-border financial profiles. While HSBC is a global banking giant, it wasn’t built with international property investors in mind especially […]
Dreaming of Retiring in the United States? You’re not alone. Each year, thousands of non-U.S. citizens explore the idea of retiring in America, drawn by its high-quality healthcare, diverse climates, vibrant communities, and proximity to family. Whether it’s a beachside condo in Florida, a desert retreat in Arizona, or a quiet lakeside home in North […]
America Mortgages Inc. is a mortgage broker focusing only on U.S. Expats and Foreign Nationals living overseas. We offer over 150 U.S. bank and lender programs direct to our international clients. America Mortgages is wholly-owned by Global Mortgage Group Pte. Ltd. an international mortgage specialist based in Singapore.