Category: Think Pieces
If you live outside the United States, finding appropriate financing options for U.S. commercial real estate is extremely challenging. Our team of commercial mortgage professionals understands the requirements of Foreign Nationals, U.S. Expat borrowers regardless of where they earn their income or U.S. credit profile. Presenting AM Commercial +! A commercial mortgage designed specifically for non-resident […]
Are you a U.S. citizen living and working abroad? Have you tried to apply for a U.S. mortgage, and the person on the other end of the call thought Singapore was in China or the Netherlands and Holland are two different countries? Sigh. We understand. America Mortgages ONLY focus is providing U.S. market rate mortgage […]
A five part series on powerful mortgage tools for U.S. real estate investing for preferred clients. America Mortgages presents this series as part of our never-ending mission to inform and educate the global real estate community about the investment prospects in U.S. residential real estate and the accessibility with which financing may be obtained. If […]
With inexpensive funding and various tax advantages, everyone should take advantage of the benefits of a mortgage when investing in U.S. real estate regardless of the loan size. However, why do the wealthy often find it increasingly difficult to obtain mortgage financing without AUM? With a portfolio of assets worth millions of dollars, one may assume that […]
What is AM Portfolio+? The America Mortgages’ Portfolio+ program is a streamlined debt service coverage mortgage loan over multiple residential investment properties. It is one loan with blanket collateral over a minimum of 2 properties and up to 100+. Similar to our AMIRM program announced last week, AM Portfolio+ does not require any personal income […]
“Traditional” banks will require income documents before approving a real estate mortgage. You will need to qualify based on your declared income using tax returns, less your monthly debt servicing. That is fine for a “traditional” investor; however, at America Mortgages, we deal with various real estate investors, and 100% of them live and work […]
Heard of the term “asset rich but cash poor”? It’s a common issue among entrepreneurs “working for equity” or high net worth investors who report low income but have sizeable real estate portfolios. Traditional banks require pay stubs, employment letters, and credit scores (we have fantastic programs for this as well), but many of us […]
In this edition of the Launchpad Series – we introduce the most widely-used tool for property investors at the moment, A Bridge Loan – often considered the “Swiss Army Knife” of financing solutions. What are bridge loans? A bridge loan is a type of asset-based, short-term loan, typically taken out for a few months to […]
What real estate investment earns 150% return? Fix-and-Flip! In our never-ending crusade to bring awareness to the U.S. residential real estate market, we want to introduce you to the first part of our Launchpad Series – Fix-and-Flip. In each part of this series, we will be sharing more about the new programs we have to […]
America Mortgages Inc. is a mortgage broker focusing only on U.S. Expats and Foreign Nationals living overseas. We offer over 150 U.S. bank and lender programs direct to our international clients. America Mortgages is wholly-owned by Global Mortgage Group Pte. Ltd. an international mortgage specialist based in Singapore.