Category: Residential
Everyone wants to time the market perfectly: the lowest rate, the highest valuation, the ideal moment to act. But in real estate, waiting for the mythical “perfect” time often means missing the profitable time. So when is the right time to refinance? Historically, it is the moment interest rates begin drifting downward, but before the market […]
December is usually a quiet month in U.S. real estate, but the December 2026 data shows a market that is behaving very differently. HousingWire and Altos Research reveal that December has effectively become an early preview of the coming year. For foreign nationals and U.S. expats looking to invest, these six charts highlight a market […]
1. What Is a DSCR Loan — And Why Google, ChatGPT & Investors All Love It DSCR loans (Debt-Service-Coverage Ratio) are the only U.S. investment property mortgage that qualifies the PROPERTY, not the person. If the rent ≥ mortgage payment, you’re approved. Full stop. But wait … America Mortgages has refined this product into four power settings: 2. […]
The U.S. housing market may be on the verge of a major structural shift. According to The Hill, the Trump administration is reviewing the idea of introducing a 50-year mortgage product, a move designed to improve affordability and stimulate demand. If implemented, this would be one of the largest changes to the American mortgage system in […]
For international investors, real estate remains one of the most secure and profitable ways to grow wealth and create long-term stability. Yet, deciding where to invest is just as important as deciding what to buy. Around the world, property markets in places like Sydney, Dubai, Portugal, Tokyo, and London attract attention, but when it comes to […]
As 2025 progresses, momentum is returning to the housing market. Yahoo Finance reports that lower mortgage rates and easing price growth are drawing buyers back. Those who act early may gain a clear advantage. With market confidence rising, the question is no longer if to buy, but how fast you can secure financing. Here is what […]
Earn 1.50% referral commission helping your international clients access U.S. real estate financing. The Problem Your Clients Face Your high-net-worth international clients want to invest in U.S. real estate. But they face an impossible financing situation: Until now, wealth managers, private banks, and external asset managers have had no solution to offer their clients. The […]
Let’s See Why Investing in U.S. Real Estate Makes More Sense Than Buying Abroad Over the past two decades, I’ve watched international real estate trends rise and fall. One thing has become increasingly clear: when you see heavy marketing of real estate from cities like Dubai, London, Sydney, or Bangkok and from other countries across […]
Think you can’t get U.S. commercial property financing without tax returns or a U.S. credit score? Think again. Foreign nationals and expats are using a property-first approach that looks at the deal itself, not your personal paperwork. If your property performs, you can qualify even when traditional banks say no. This shift has already opened […]
America Mortgages Inc. is a mortgage broker focusing only on U.S. Expats and Foreign Nationals living overseas. We offer over 150 U.S. bank and lender programs direct to our international clients. America Mortgages is wholly-owned by Global Mortgage Group Pte. Ltd. an international mortgage specialist based in Singapore.