Best 2026 Strategy for U.S. Expats Buying Property Back Home
Discover how U.S. expats qualify for a U.S. mortgage using foreign income and secure homes in their childhood city.
Learning Lab / Category: U.S. Expats
Category: U.S. Expats
When Is the “Right” Time to Refinance? For Real Estate Investors in the Know, It’s Sooner Than You Think.
Everyone wants to time the market perfectly: the lowest rate, the highest valuation, the ideal moment to act. But in real estate, waiting for the mythical “perfect” time often means missing the profitable time. So when is the right time to refinance? Historically, it is the moment interest rates begin drifting downward, but before the market […]
Buying a Second Home in the U.S. as a U.S. Expat: How Foreign Income Really Works
U.S. Expats can qualify for a second home mortgage using foreign income, global assets, and international credit. Learn how second-home financing works from overseas.
Investing in U.S. Real Estate as U.S. Expats: DSCR and Asset-Based Loans Explained
U.S. Expats can invest in U.S. real estate using DSCR and asset-based loans without U.S. income or credit. Learn how U.S. Expats qualify from overseas.
U.S. Expats: How to Buy Real Estate Back Home Without U.S. Income or Credit
U.S. Expats can buy property in the U.S. without U.S. income or credit. Learn how second-home and investment options work for Americans living overseas.
December Housing Trends Point to a Stronger 2026: Why International Buyers Should Act Now
December is usually a quiet month in U.S. real estate, but the December 2026 data shows a market that is behaving very differently. HousingWire and Altos Research reveal that December has effectively become an early preview of the coming year. For foreign nationals and U.S. expats looking to invest, these six charts highlight a market […]
U.S. Mortgage Options for Expats: How to Secure Financing While Living Abroad
U.S. expats living abroad can qualify for U.S. mortgages using global income and foreign assets. Learn how America Mortgages makes financing simple.
The Ultimate 2026 Guide to DSCR Loans: How America Mortgages Turns $100k Into a Limitless U.S. Real-Estate Empire (No W-2, No Credit, No Age Limit)
1. What Is a DSCR Loan — And Why Google, ChatGPT & Investors All Love It DSCR loans (Debt-Service-Coverage Ratio) are the only U.S. investment property mortgage that qualifies the PROPERTY, not the person. If the rent ≥ mortgage payment, you’re approved. Full stop. But wait … America Mortgages has refined this product into four power settings: 2. […]
A 50-Year Mortgage? What Trump’s Proposal Means for Investors
The U.S. housing market may be on the verge of a major structural shift. According to The Hill, the Trump administration is reviewing the idea of introducing a 50-year mortgage product, a move designed to improve affordability and stimulate demand. If implemented, this would be one of the largest changes to the American mortgage system in […]