What You Will Learn
- The types of properties international buyers commonly invest in, including residential homes, lakefront assets, and commercial property for sale in Georgia
- Why Georgia is attracting non-resident investors and how key markets like Atlanta, Savannah, Augusta, and Athens perform
- How property taxes work in Georgia, including assessments, deadlines, and exemptions for seniors and veterans
- The mortgage options available to foreign nationals, and how America Mortgages finances U.S. properties without U.S. credit or U.S. income
- What to consider when evaluating commercial, distressed, and tax lien opportunities across the state
Introduction
Georgia is one of the fastest-growing real estate markets in the United States and a rising destination for global investors. Buyers from Asia, the Middle East, Europe, and Africa are exploring residential assets, vacation properties, and commercial property for sale in Georgia because of the state’s affordability, expanding economy, and long-term appreciation potential.
Whether your goal is rental income, lifestyle ownership, or investment diversification, Georgia offers a wide range of opportunities. With America Mortgages, non-residents can secure financing without U.S. credit or U.S. income, which simplifies the process and helps investors enter the market with confidence.
Why International Buyers Are Choosing Georgia
Georgia attracts global buyers because it combines strong job growth, rising population trends, and a relatively low cost of living. Atlanta and Savannah continue to draw investors, but secondary markets such as Columbus, Augusta, Athens, and Statesboro are also seeing growing demand. These trends are supported by insights into the U.S. Real Estate Market Outlook 2026, which highlights buyer movement toward lower-cost states and high-opportunity regions.
Foreign investors consider both residential homes and commercial property for sale in Georgia because of stable rental demand, infrastructure development, and competitive prices relative to larger coastal markets.
Popular Property Types for Overseas Investors in Georgia
Georgia offers a wide range of property categories that appeal to international buyers.
Residential Homes
Single-family homes are popular for long-term rentals and appreciation. Investors also explore property for sale in northern Georgia and property for sale in south Georgia for vacation use and steady rental demand.
Lakefront and Waterfront Properties
Search interest in lakefront property for sale in Georgia and waterfront property in Georgia continues to rise. These assets offer personal enjoyment with potential rental income, especially around Lake Oconee, Lake Lanier, and Lake Hartwell.
Why Investors Are Targeting Commercial Property for Sale in Georgia
Commercial property for sale in Georgia appeals to global investors because of healthy yields, lower entry prices, and consistent business expansion across the state. Atlanta’s warehouse and retail sectors continue to outperform, while Savannah’s growing port economy supports strong demand for logistics and industrial facilities. Many non-residents also evaluate bank-owned properties in Georgia to find discounted opportunities.
Land, Hunting, and Rural Properties
International buyers also consider land and recreational property, including hunting property for sale in Georgia and parcels in the north Georgia mountains. These options offer long-term appreciation and flexible use.
Distressed, Foreclosed, and Tax Lien Assets
Some investors look for foreclosed properties in Georgia or study how to buy tax lien properties in Georgia. These strategies can deliver strong returns but require proper legal and financial guidance.
Understanding Georgia Property Taxes for Non-Residents
Georgia’s property taxes remain moderate compared to many U.S. states, which increases the appeal for international buyers. Reviewing property tax rates by county in Georgia is essential because each county has its own millage rate and assessment rules.
How Property Taxes Are Calculated
Buyers often search for how are property taxes calculated in Georgia or how to calculate property tax in Georgia. Taxes are based on assessed value multiplied by the county millage rate, with applicable exemptions applied.
When Taxes Are Due
Most counties require payment between October and December. Many buyers ask when are property taxes due in Georgia because due dates vary by county.
Exemptions and Eligibility
Search interest is high for property tax exemption for seniors in Georgia, who are exempt from paying property taxes in Georgia, and do 100 percent disabled veterans pay property taxes in Georgia. These exemptions can influence demand and pricing, but foreign investors typically do not qualify for homestead benefits.
Financing Georgia Real Estate as a Foreign Investor
America Mortgages provides straightforward financing options for international buyers who want to invest in Georgia. Non-residents can qualify without U.S. tax returns, without a U.S. credit history, and without U.S. residency.
Why Financing Early Matters
Market conditions continue to evolve. Insights from Housing Costs Are About to Shift explain how changing interest rates and limited housing supply may affect pricing. Securing financing early helps lock in favorable repayment terms.
Emerging Long-Term Mortgage Trends
Recent attention on longer-term mortgage structures has increased investor interest.
A 50 Year Mortgage And The 50 Year Mortgage Is Coming provide useful background on how policy changes may affect future affordability.
Loan Programs for International Buyers
Foreign nationals who want to buy property in Georgia can qualify for U.S. financing even without local income, U.S. credit history, or U.S. residency. America Mortgages offers a range of programs designed specifically for international buyers and investors.
Available Mortgage Options
- Investment property mortgages for rental homes, condos, and long-term hold strategies
- Fixed-rate mortgage loans that provide predictable monthly payments
- Asset-based loans, where approval is based on global assets and liquidity rather than U.S. income
- Financing for commercial property in Georgia, including retail, office, warehouse, and mixed-use buildings
- Financing for eligible distressed properties, such as certain foreclosures, as long as the title, property condition, and legal status meet underwriting guidelines
- Second home and vacation home loans for buyers planning personal use or seasonal occupancy
These programs make U.S. real estate accessible to overseas investors who want to diversify into stable and growing markets like Georgia. America Mortgages guides non-residents through every step, ensuring fast approvals, clear requirements, and lending solutions that align with their investment goals.
Evaluating Commercial Property for Sale in Georgia with International Financing
Foreign buyers evaluating commercial property for sale in Georgia often focus on cap rates, tenant stability, zoning, lease agreements, and long-term development potential. Financing through America Mortgages allows investors to purchase office buildings, mixed-use assets, retail spaces, and industrial facilities with competitive loan terms. This creates a pathway for overseas investors who want consistent income and capital growth.
Georgia Markets Popular with Foreign Buyers
Atlanta
Atlanta is a major investment hub. Demand for commercial property for rent in Atlanta, Georgia, for modern apartments and suburban homes continues to rise. Property tax in Atlanta, Georgia, remains competitive compared to other large metros.
Savannah and Coastal Regions
Savannah attracts buyers seeking historical properties and waterfront property in Georgia. Property tax in Savannah, Georgia, is moderate, and the area sees steady tourism-driven rental demand.
Athens, Augusta, and Statesboro
Athens maintains interest due to university housing demand. Statesboro attracts those searching for rental properties in Statesboro, Georgia. Augusta is known for affordability and rental stability.
Why Global Investors Trust America Mortgages
America Mortgages specializes in U.S. mortgage solutions for non-residents and expats. With more than 250 lending programs and full end-to-end support, we make it simple for international buyers to invest in Georgia.
Learn more about us at:
America Mortgages
Investors can also explore:
What Savvy International Investors Know About U.S. Real Estate
Final Thoughts
Georgia offers strong opportunities for international buyers who want reliable rental income, long-term appreciation, and flexible property types. Whether you are evaluating residential homes or commercial property for sale in Georgia, the market provides stable conditions and attractive price points. With financing through America Mortgages, global investors can enter Georgia’s real estate market with confidence and clarity.
To begin your financing plan, contact us now at
America Mortgages or email us at [email protected].
Frequently Asked Questions
Q1. Can foreign nationals buy property in Georgia?
A: Yes. Foreign nationals can purchase residential homes, land, commercial assets, and foreclosed properties in Georgia without restrictions.
Q2. What types of properties do international buyers choose?
A: Buyers explore commercial property for sale in Georgia, lakefront property for sale in Georgia, residential homes, distressed assets, and tax lien properties in Georgia.
Q3. How are property taxes calculated?
A: Taxes depend on assessed value and county millage rate. Many buyers search for how are property taxes calculated in Georgia because rules vary by county.
Q4. When are property taxes due?
A: Most counties collect property taxes between October and December.
Q5. Can non-residents finance a Georgia property without U.S. income?
A: Yes. America Mortgages offers financing programs that do not require U.S. income, U.S. credit, or U.S. residency.
