Based in Canada
Kristen Young
Foreign National & U.S. Expat Mortgage Specialist
About Me
Hailing from the great white north, Kristen Young is excited and thankful to partner with America Mortgages to help clients globally fulfill their dream of property ownership in the United States. For the last 13 years, Kristen has been a licensed loan officer in Canada and has completed over 1000 mortgage transactions, funding over $25 million of mortgages each year!
She loves meeting new people and creating plans and solutions far beyond what her clients dreamed could be possible. Kristen loves to travel with her husband and two children and looks forward to building relationships all over the world with the common goal of home ownership in the USA.
Contact Me
Loan Programs
A Rental Income Loan uses the property’s cash-flow as the qualifying income on the mortgage, and no other income documents are required.
- 75% LTV for Foreign Nationals and 80% LTV for U.S. Citizens
- Minimum loan amount: USD 150,000
- Various term options: 15-yr fixed, 30-yr fixed, 5-yr ARM, 7-yr ARM
- Interest-Servicing Only (Interest-Only) payments are also available
- 97% approval rate
- Available in all 50 states
Non-U.S. Citizens can qualify for a U.S. mortgage with foreign income. No U.S. credit? No problem.
- No U.S. Credit required
- Up to 75% LTV
- Minimum loan amount: USD 150,000
- 97% approval rate
- Available in all 50 states
A fast “Bridging” loan is a short-term loan typically based solely on the asset value and not the borrower’s repayment ability.
- Up to 75% LTV
- Minimum loan amount: USD 150,000
- Cash-out Bridge Loan for short-term personal or business use
- 97% approval rate
- Available in all 50 states
Contact Me Today To Learn More.
