About Me
I grew up in Colombia, went to university in the U.S., and then returned to Colombia, where I worked in the meat processing business for over 30 years. In 1980 we started a fruit processing company producing tropical frozen fruit pulps, and we sold the company in 1995. In 1999 my family moved to Minnesota, where I worked as a mortgage broker for 15 years, the last 6 years at my own company CNC Mortgage. In 2015 my wife Catalina and I moved back to our farm in Colombia, where we currently live.
I am very busy with 113 adult mangosteen trees and 900 Persian lime trees, and a few heads of cattle. We have three sons and one daughter, and two granddaughters. I have a bachelor’s degree from Cornell University in Agricultural Economics and an MBA from the university of the Andes in Bogotá.
En el año 1999 mi familia se trasladó a Minnesota en Estados Unidos donde trabajé como corredor ( vendedor) de hipotecas durante 15 años, los últimos 6 años en mi propia empresa, CNC Mortgage.
Me crié en Colombia, estudié en la universidad en Estados Unidos y regresé a Colombia donde trabajé en una empresa procesadora de carnes durante más de 30 años. En 1980 fundé una empresa procesadora de pulpas de frutas tropicales congeladas la cual vendimos en 1995.
Desde el 2015 regresé a Colombia con mi esposa Catalina donde vivimos en nuestra finca en La Mesa, Cundinamarca. Me mantengo muy ocupado con 113 árboles de mangostino, 900 árboles de limón Tahití y unas pocas vacas.
Tenemos tres hijos, una hija y dos nietas.
Soy economista agrícola de la universidad de Cornell y tengo un magister en administración de empresas de la Universidad de los Andes en Bogotá.
Contact Me
Loan Programs
A Rental Income Loan uses the property’s cash-flow as the qualifying income on the mortgage, and no other income documents are required.
- 75% LTV for Foreign Nationals and 80% LTV for U.S. Citizens
- Minimum loan amount: USD 150,000
- Various term options: 15-yr fixed, 30-yr fixed, 5-yr ARM, 7-yr ARM
- Interest-Servicing Only (Interest-Only) payments are also available
- 97% approval rate
- Available in all 50 states
Non-U.S. Citizens can qualify for a U.S. mortgage with foreign income. No U.S. credit? No problem.
- No U.S. Credit required
- Up to 75% LTV
- Minimum loan amount: USD 150,000
- 97% approval rate
- Available in all 50 states
A fast “Bridging” loan is a short-term loan typically based solely on the asset value and not the borrower’s repayment ability.
- Up to 75% LTV
- Minimum loan amount: USD 150,000
- Cash-out Bridge Loan for short-term personal or business use
- 97% approval rate
- Available in all 50 states