The Best U.S. Cities for International Real Estate Investors eBook
A data-driven Deep Dive from the America Mortgages in-house macro research team comparing 26 cities — 9 global “home cities” (London, Hong Kong, Singapore, Sydney, Toronto and more) against 17 popular U.S. investment destinations — on relative affordability, net rental yield, and future price-appreciation potential. The report’s proprietary AM Affordability Index and AM Job Prospect Index rank every city, and the final chapter names San Antonio, Dallas and Houston as the top three overall U.S. cities for international investors. Read it in full below or download the PDF.
Prefer to read offline? Use the Download button above — the file is a 25-page PDF (5.6 MB).
Four chapters of proprietary, data-driven research
Written by the America Mortgages in-house macro research team for u.s. expats & foreign nationals weighing a U.S. purchase against buying at home. Figures reflect the data available when the report was compiled.
- Chapter 1 “Cheap as Chips” — property prices across 26 world cities: a typical 1,500 sq ft home tops USD 2M in Beijing, London and Hong Kong, vs around USD 200,000 in San Antonio, Chicago and Fort Worth
- The proprietary AM Affordability Index — San Antonio, Chicago and Fort Worth rank most affordable; customized affordability charts for residents of 9 global home cities
- Chapter 2 — net rental yields: U.S. cities average 3.49% vs 1.39% in the global home cities, with Fort Worth and Orlando as high as 6%
- Debt coverage — in Orlando and Fort Worth, post-tax rental income can cover the entire annual mortgage payment
- Chapter 3 — the AM Job Prospect Index (Austin, Dallas and Miami lead), the “China effect” on coastal cities, and gentrification trends
- Chapter 4 — the overall city ranking: San Antonio, Dallas and Houston take the top three spots for international investors
- NMLS · America Mortgages Nationwide
- 2810389
- lender programs
- 150+
- U.S. states
- 50
- U.S. credit required
- No
Related resources
U.S. Cities vs International Cities eBook
Follow-up research: price per square foot and gross rental yields across 37 global and 100 U.S. cities.
America Mortgages Loan Handbook
Our program guide — LTV, loan sizes, terms and indicative fees for expat and foreign-national loans.
Foreign national mortgages
U.S. property financing for non-U.S. citizens — no U.S. credit history required, up to 75% LTV.
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