Get a US$500 referral rebate when you buy with America Mortgages + Richard Gray.
Finance your U.S. property with America Mortgages as a referral from Richard Gray and receive a US$500 rebate once your loan successfully funds. Qualify using your rental income or foreign income — no U.S. credit history required.
Start your Richard Gray home purchase
Three quick details and your America Mortgages specialist will confirm your eligibility for the Richard Gray reward. No U.S. credit needed.
Get a US$500 referral rebate on your U.S. home
America Mortgages, Inc. is a direct lender and leading mortgage broker specializing in financing solutions for U.S. expats and foreign nationals living overseas. We provide access to over 150 U.S. bank and lender programs, delivering tailored mortgage options directly to Richard Gray's network of international investors.
- US$500 rebate paid to you upon successful loan funding
- Qualify with your rental income or foreign income — no U.S. credit history needed
- Available to both foreign nationals (non-U.S. citizens) and U.S. expats living overseas
- Access to 150+ U.S. bank and lender programs through one specialist team
From first call to your US$500 rebate on successful loan funding in three steps
Share your details
Send us your contact information through the form on this page. Because you're coming from a trusted referral, you're pre-qualified for the US$500 rebate from the start.
Talk through your options
An America Mortgages specialist arranges an initial call to introduce your U.S. mortgage options, the process, and indicative rates and fees — using your rental or foreign income to qualify.
Fund your loan and get your rebate
Complete your purchase or refinance with America Mortgages. Once your loan successfully funds, your US$500 referral rebate is paid to you.
The Richard Gray rewards program, explained
How do I claim the US$500 rebate as a Richard Gray referral?
Who is eligible for these U.S. mortgages?
What can these loans be used for?
Do I need a U.S. credit score or Social Security number?
What happens after I submit my contact information?
Ready to claim your US$500 rebate on successful loan funding?
Start your America Mortgages application and a specialist will confirm your Richard Gray reward eligibility.
These loans are for U.S. real estate only (no personal loans); the minimum loan amount is US$100,000. Financing is available across the U.S. for eligible foreign nationals and U.S. expats.
Obtaining a mortgage from America Mortgages is required to use the cash-rewards program. Where the reward exceeds allowable concession limits, the balance is paid by check within 30 days of closing.
America Mortgages, Inc. — NMLS 2810389 (America Mortgages Nationwide). A direct lender and leading mortgage broker for U.S. expats and foreign nationals, wholly owned by Global Mortgage Group Pte. Ltd. (Singapore). This cash-reward offer is available exclusively through the America Mortgages × Richard Gray partnership.