Cross Border Mortgage and Wealth Financing Strategies
This 13-page PDF is the transcript of an America Mortgages monthly webinar featuring Joel Barretto, CFP® — cross-border wealth manager at Abacus Wealth International — and Robert Chadwick, CEO of America Mortgages. Joel walks through cross-border wealth management's four branches (tax savings, investment optimization, retirement planning and estate preservation) and a worked "other people's money" case study comparing a leveraged US$1M real-estate purchase against paying cash. Robert then covers U.S. mortgage options for foreign nationals and expats — no U.S. credit, no AUM, foreign income allowed, up to 75%/80% financing — before an extensive audience Q&A on estate-tax exposure, offshore structures, IRAs, LLC ownership, age limits and where the panel sees the strongest rental yields.
Prefer to read offline? Use the Download button above — the file is a 13-page PDF (195 KB).
What the webinar covers
A full transcript — wealth-planning frameworks first, mortgage mechanics second, then nearly an hour of real audience questions answered on the record.
- Cross-border wealth management explained: the four branches — tax savings strategies, investment optimization, retirement planning and estate preservation — by a CFP® who specializes in multi-jurisdiction clients
- The "other people's money" case study: a US$1M real-estate purchase financed vs paid in cash, and how simple vs compounded returns change the 20-year outcome (hypothetical, for education only)
- U.S. mortgage overview for foreign nationals and expats: no U.S. credit required, no AUM, foreign income allowed, up to 75% (FN) / 80% (expat) financing, 72-hour approvals, 30–45 day closings
- Program walk-throughs: AM Express+ (rental-income qualifying), AM Investor+ (income letter instead of tax returns), AM HNW (unencumbered portfolio) and AM Student+
- Q&A highlights: U.S. estate-tax exposure for non-citizens and offshore trust/corporation strategies, holding property in LLCs and IRAs, no age restrictions on U.S. mortgages, and escrowed taxes and insurance
- Where the panel sees value: rental yields in Texas and Florida, buying in a buyer's market, and refinancing when rates fall
- NMLS · America Mortgages Nationwide
- 2810389
- lender programs
- 150+
- U.S. states
- 50
- U.S. credit required
- No
Related resources
U.S. real estate tax tips
The tax side of the webinar, expanded — withholding, deductions and structures for overseas investors.
Foreign national mortgages
The loan programs discussed in the session — eligibility, LTVs and closing from your country.
U.S. expat lending
Speak to the loan officers behind the webinar — in your time zone and language.
Talk to a specialist
Book the free consultation offered in the webinar — mortgage options first, no obligation.
Get the mortgage half of your cross-border plan in place
A U.S. mortgage specialist will walk you through the programs covered in the webinar and how they fit your wealth-planning goals. Free, no obligation.