U.S. property financing for global investors when you buy with America Mortgages + BSI.
As a BSI client, America Mortgages provides U.S. residential mortgage financing for U.S. citizens and foreign nationals living abroad — qualifying you on foreign income, without a U.S. credit history, across purchase, refinance, portfolio and bridge loans.
Start your BSI home purchase
Three quick details and your America Mortgages specialist will confirm your eligibility for the BSI reward. No U.S. credit needed.
U.S. property financing for global investors on your U.S. home
Through its partnership with BSI, America Mortgages gives global investors comprehensive U.S. residential mortgage financing — the same options a U.S. citizen would have, without the usual obstacles of no U.S. credit history or foreign-earned income. AM is a direct lender with access to 150+ U.S. lender programs.
- Qualify using foreign-earned or rental income — no U.S. credit history required
- Residential, commercial, portfolio and bridge financing for U.S. real estate
- Access to 150+ U.S. bank and lender programs through one specialist team
- Pre-approval to move quickly on the right property
From first call to your 150+ U.S. lender programs in three steps
Connect through your BSI relationship
Share your details and U.S. property goal. Your BSI relationship gives you a direct introduction to America Mortgages' specialist team.
Match to the right U.S. loan program
An America Mortgages loan officer reviews your profile and finds the best fit across 150+ U.S. lender programs — qualifying you on foreign or rental income, not U.S. credit.
Pre-approve and fund your purchase
Get pre-approved, make your offer, and close with financing built for overseas buyers of U.S. real estate.
The BSI rewards program, explained
Do I need a U.S. credit history to borrow?
What can I finance through the BSI partnership?
How many lender programs can I access?
How quickly can I get pre-approved?
Ready to claim your 150+ U.S. lender programs, no U.S. credit required?
Start your America Mortgages application and a specialist will confirm your BSI reward eligibility.
U.S. real estate financing available in all 50 states for foreign nationals and U.S. expats.
Obtaining a mortgage from America Mortgages is required to use the cash-rewards program. Where the reward exceeds allowable concession limits, the balance is paid by check within 30 days of closing. BSI is an independent banking partner; America Mortgages, Inc. provides the U.S. mortgage financing referenced on this page.
America Mortgages, Inc. — NMLS 2810389 (America Mortgages Nationwide). A direct lender and leading mortgage broker for U.S. expats and foreign nationals, wholly owned by Global Mortgage Group Pte. Ltd. (Singapore). This cash-reward offer is available exclusively through the America Mortgages × BSI partnership.