Exclusive for Astra Asia clients

U.S. mortgage financing, made simple when you buy with America Mortgages + Astra Asia.

As an Astra Asia client, America Mortgages gives you the same U.S. residential financing options a U.S. citizen would have — using your foreign income and without needing a U.S. credit history — for purchase, refinance, portfolio and bridge loans.

NMLS 2810389 (America Mortgages Nationwide)No-obligation pre-approval150+ U.S. lender programs

Start my U.S. mortgage See how it works

150+ U.S. lender programs, no U.S. credit required

Start your Astra Asia home purchase

Three quick details and your America Mortgages specialist will confirm your eligibility for the Astra Asia reward. No U.S. credit needed.

The offer

U.S. mortgage financing, made simple on your U.S. home

Astra Asia partners with America Mortgages so its clients can finance U.S. residential property with the same options available to U.S. citizens — but without the usual hurdles of no U.S. credit history or foreign-earned income. AM is a direct lender and leading mortgage broker for U.S. expats and foreign nationals, with access to 150+ U.S. lender programs.

Qualify using foreign-earned or rental income — no U.S. credit history needed
Residential (1–4 units, from $150,000 property value), commercial, portfolio and bridge loans
Access to 150+ U.S. bank and lender programs through a single point of contact
Pre-approval so you can make offers with confidence

How it works

From first call to your 150+ U.S. lender programs in three steps

Introduce yourself as an Astra Asia client
Share your contact details and the U.S. property goal you're working toward. Your Astra Asia relationship gives you a direct line to America Mortgages' specialist team.
Get matched to the right U.S. loan program
An America Mortgages loan officer reviews your situation and shortlists the best fit across 150+ U.S. lender programs — qualifying you on foreign or rental income, not U.S. credit.
Get pre-approved and fund your purchase
Receive a pre-approval, make your offer, and close with financing tailored to overseas buyers of U.S. real estate.

Questions

The Astra Asia rewards program, explained

Do I need a U.S. credit history to qualify?

No. America Mortgages specializes in financing for U.S. expats and foreign nationals, so you can qualify using foreign-earned or rental income without a U.S. credit history.

What types of loans are available through the Astra Asia partnership?

Residential loans (1–4 units, minimum property value over $150,000), commercial loans (minimum $1,000,000), portfolio loans (5+ units, minimum $1,000,000) and bridge loans (minimum $1,000,000).

Are these loans only for U.S. property?

Yes. America Mortgages arranges financing exclusively for U.S. real estate. It does not offer personal loans.

How fast can I get pre-approved?

Pre-approval once your basic details are in, so you can move quickly when you find the right property.

Exclusive for Astra Asia clients

Ready to claim your 150+ U.S. lender programs, no U.S. credit required?

Start your America Mortgages application and a specialist will confirm your Astra Asia reward eligibility.

Start my U.S. mortgage

Offer terms & eligibility

U.S. real estate financing available in all 50 states for foreign nationals and U.S. expats.

Obtaining a mortgage from America Mortgages is required to use the cash-rewards program. Where the reward exceeds allowable concession limits, the balance is paid by check within 30 days of closing. Astra Asia is an independent advisory partner; America Mortgages, Inc. provides the U.S. mortgage financing referenced on this page.

America Mortgages, Inc. — NMLS 2810389 (America Mortgages Nationwide). A direct lender and leading mortgage broker for U.S. expats and foreign nationals, wholly owned by Global Mortgage Group Pte. Ltd. (Singapore). This cash-reward offer is available exclusively through the America Mortgages × Astra Asia partnership.