Based in Australia
Steve Park-Smith
Foreign National & U.S. Expat Mortgage Specialist
About Me
Stephen is a former diplomat and worked for the Australian government for over 20 years. He has since worked in finance as well as real estate, including selling U.K., Australian, and U.S. property. He speaks Chinese and is currently learning Korean.
Stephen has lived on and off in Hong Kong for many years and is usually based there when not in Australia. He loves hiking, catching up with friends, and going to cultural events. Steve likes to assist his clients in achieving their long-term goals.
Contact Me
Loan Programs
A Rental Income Loan uses the property’s cash-flow as the qualifying income on the mortgage, and no other income documents are required.
- 75% LTV for Foreign Nationals and 80% LTV for U.S. Citizens
- Minimum loan amount: USD 150,000
- Various term options: 15-yr fixed, 30-yr fixed, 5-yr ARM, 7-yr ARM
- Interest-Servicing Only (Interest-Only) payments are also available
- 97% approval rate
- Available in all 50 states
Non-U.S. Citizens can qualify for a U.S. mortgage with foreign income. No U.S. credit? No problem.
- No U.S. Credit required
- Up to 75% LTV
- Minimum loan amount: USD 150,000
- 97% approval rate
- Available in all 50 states
A fast “Bridging” loan is a short-term loan typically based solely on the asset value and not the borrower’s repayment ability.
- Up to 75% LTV
- Minimum loan amount: USD 150,000
- Cash-out Bridge Loan for short-term personal or business use
- 97% approval rate
- Available in all 50 states
Contact Me Today To Learn More.
