Leadership Profile

Robert Chadwick

Co-Founder & CEO, America Mortgages | Co-Founder & Co-Global CEO, Global Mortgage Group

International Mortgage Lending | Foreign National Mortgages | U.S. Expat Financing | Cross-Border Real Estate Finance

Foreign National Mortgages U.S. Expat Financing DSCR Loans International Mortgage Lending Cross-Border Finance
30+Years of experience
23+International jurisdictions
150+Mortgage programs
$1.5B+Financing facilitated worldwide

International Mortgage Executive

Robert Chadwick is an international mortgage executive, entrepreneur, and cross-border lending specialist with more than 30 years of experience in U.S. mortgage lending, wholesale banking, international real estate finance, and business development.

Over the course of his career, Robert has helped shape mortgage solutions for Foreign Nationals, U.S. Expats, international investors, family offices, developers, and globally mobile borrowers seeking access to U.S. real estate financing. His expertise spans international mortgage lending, wholesale lending, alternative documentation lending, DSCR financing, private lending, and global real estate investment finance.

Robert is the Co-Founder and Chief Executive Officer of America Mortgages and Co-Founder of Global Mortgage Group (GMG), two specialist lending platforms that help international borrowers access financing solutions beyond the limitations of traditional domestic banking systems.

Together, the companies have established lending relationships across more than 23 jurisdictions and have facilitated over USD 1.5 billion in real estate financing and private credit transactions worldwide.

Areas of Expertise

Foreign National Mortgage Lending

Robert specializes in U.S. mortgage financing for Foreign Nationals, U.S. Expats, and international real estate investors.

DSCR & Investment Property Loans

His expertise includes DSCR loans, jumbo financing, investment property lending, refinancing solutions, portfolio lending, and alternative documentation mortgage programs.

Wholesale Mortgage Banking

Robert has worked extensively with international banks, mortgage lenders, brokers, developers, family offices, and institutional lending partners.

Cross-Border Financing

He structures financing solutions for borrowers whose financial circumstances extend beyond traditional underwriting models.

Professional Experience

Co-Founder & CEO | America Mortgages 2021–Present

Robert co-founded America Mortgages to solve one of the largest challenges facing international borrowers: obtaining competitive U.S. mortgage financing while living outside the United States.

Under his leadership, America Mortgages has become a specialist platform dedicated exclusively to serving Foreign Nationals, U.S. Expats, and non-U.S. residents purchasing, refinancing, or investing in U.S. real estate.

America Mortgages provides access to more than 150 mortgage programs through an extensive network of U.S. wholesale lenders, offering financing solutions that can accommodate international income, overseas assets, foreign employment, and borrowers with limited or no U.S. credit history, subject to lender eligibility and underwriting guidelines.

  • Foreign National Mortgage Loans
  • U.S. Expat Mortgages
  • DSCR Loans
  • Investment Property Financing
  • Residential Purchase Mortgages
  • Cash-Out Refinancing
  • Jumbo & Luxury Home Financing
  • Portfolio Lending Solutions

One of the company’s defining characteristics is its international perspective—every loan officer is an expatriate, providing firsthand understanding of the complexities associated with obtaining U.S. financing from overseas.

Co-Founder & Co-Global CEO | Global Mortgage Group 2018–Present

Robert co-founded Global Mortgage Group (GMG) alongside Donald Klip to provide institutional real estate financing, bridge lending, and private credit solutions for international investors, family offices, developers, and businesses worldwide.

GMG structures financing solutions across major global markets, including the United States, Australia, Singapore, Hong Kong, London, and Thailand, working with an extensive network of banks, private lenders, private credit funds, and institutional capital providers.

  • Global Bridge Loans
  • Private Credit
  • Residential & Commercial Financing
  • Construction & Development Loans
  • Cross-Collateralized Lending
  • Institutional Lending
  • Family Office Financing
  • International Investment Property Loans

GMG regularly structures bridge loans beginning at USD 1 million for acquisitions, refinancing, recapitalizations, development projects, and time-sensitive investment opportunities.

Director | Head of Asian Markets, U.S. Mortgage Financing | Citadel Servicing 2017–2018

Robert led the expansion of Citadel Servicing’s wholesale U.S. mortgage platform throughout Asia, establishing strategic relationships with banks, mortgage brokers, and financial institutions.

His role focused on enabling financial institutions across Asia to provide U.S. mortgage financing for Foreign Nationals without requiring traditional U.S. residency or credit history, significantly expanding international access to U.S. real estate financing.

President | U.S. Real Estate for International Investors | US Real Estate Group 2013–2016

Robert advised international investors on U.S. residential, commercial, and development real estate opportunities while leading business development initiatives focused on overseas investment into the U.S. property market.

Vice President, International Business Development | IBCA Korea 2010–2014

Based in Seoul, Robert worked closely with senior executives at major Korean corporations, including LG Household & Health Care, STX Corporation, Hyosung Corporation, Space Group, and 3M Korea.

His work focused on international business development, Western market strategy, executive coaching, and cross-cultural business communication.

Founder & President | SIGNUM Corporation 1996–2010

Robert founded SIGNUM Corporation, launching one of Hawaii’s first real estate publications and online real estate portals.

He successfully grew the company from a startup into a multi-million-dollar business while pioneering offshore web development operations years before international outsourcing became mainstream.

Mortgage Banking Leadership

Prior to founding GMG and America Mortgages, Robert spent more than a decade in wholesale and retail mortgage banking, holding senior sales and management positions with Morgan Stanley, Fremont Investment & Loan, and One Stop Financial.

  • Personally facilitated more than USD 500 million in residential mortgage funding while at Fremont Investment & Loan
  • Originated more than USD 200 million in mortgage funding at One Stop Financial
  • Earned President’s Club recognition at Fremont Investment & Loan, ranking 15th nationally out of more than 2,800 Account Executives
  • Conducted nationwide training seminars for mortgage brokers and banks
  • Led wholesale lending teams across the United States

Investment & Financial Advisory

Robert began his financial services career with AXA as a Registered Representative and Investment Advisor.

During this period, he earned Million Dollar Round Table recognition and obtained Series 6, Series 7, Series 63, and Life & Health insurance licenses, establishing the financial planning foundation that would later support his career in mortgage banking and international real estate finance.

Career Highlights

  • More than 30 years of experience in mortgage lending and international real estate finance
  • Co-Founder of Global Mortgage Group
  • Co-Founder & CEO of America Mortgages
  • Helped facilitate over USD 1.5 billion in financing solutions globally
  • Built international lending platforms serving clients across 23+ jurisdictions
  • Personally facilitated more than USD 500 million in wholesale residential mortgage funding
  • Originated more than USD 200 million in residential mortgages early in his career
  • President’s Club recipient at Fremont Investment & Loan
  • Established one of Hawaii’s earliest online real estate platforms
  • Led the expansion of wholesale U.S. mortgage lending throughout Asia

Industry Recognition

  • Singapore Business Awards – Best Real Estate Financing Company 2021
  • Global 100 Awards – Best Global Real Estate Financing Company 2021
  • APAC Insider – Most Innovative Global Real Estate Financing Company 2022

Media & Thought Leadership

Robert is a recognized commentator on:

  • Foreign National Mortgage Lending
  • U.S. Expat Mortgages
  • International Real Estate Investment
  • Cross-Border Mortgage Financing
  • DSCR Loans
  • Global Real Estate Lending

He regularly shares insights through webinars, interviews, industry publications, and educational resources focused on helping international borrowers navigate the U.S. mortgage market.

“International borrowers shouldn’t have to fit into a lending system that was never designed for them. Our mission is to simplify cross-border mortgage financing and make U.S. real estate accessible to qualified investors and families around the world.”
— Robert Chadwick