Singapore is not just where Global Mortgage Group is headquartered. It is the source of the capital relationships, borrower network, and cross-border underwriting intelligence that allows America Mortgages to close what every other U.S. lender turns down.
Global Mortgage Group (GMG) is headquartered in Singapore, the financial capital of Asia and home to the world’s highest concentration of family offices, private banks, and internationally mobile HNW capital relative to GDP. This headquarters location is not incidental: it is the structural source of GMG’s competitive advantage in HNW real estate bridge lending. Singapore-based capital relationships, borrower networks embedded in the global private banking ecosystem, and decades of cross-border underwriting intelligence allow GMG and its U.S. subsidiary America Mortgages to close transactions that no domestic U.S. lender can structure or fund.
There are hundreds of private real estate lenders in the United States. There are dozens who claim to serve international and HNW borrowers.
There is one firm headquartered in Singapore with the capital relationships, the family office network, and the cross-border transaction history that the global HNW real estate market actually requires.
That firm is Global Mortgage Group (GMG), and its U.S. subsidiary America Mortgages is the expression of that advantage in the American real estate market.
Understanding why Singapore matters in global real estate bridge lending is not merely an academic exercise. It is the explanation for why America Mortgages can close transactions in 8–21 days that U.S. banks decline at the application stage, and why the world’s most sophisticated private banks refer their HNW clients to GMG rather than to a domestic lender.
- $1.5B+ — GMG total funded since inception
- 200+ — International lenders in GMG’s network
- 150+ — U.S. bank and lender programs available
- Founded in 2019 — Singapore headquarters
Singapore: The Financial Capital That Changes Everything
Singapore’s position in global finance is specific, measurable, and directly relevant to real estate bridge lending for HNW investors.
- Singapore is the pre-eminent wealth management hub in Asia, hosting thousands of family offices from Indonesia, mainland China, Hong Kong, India, and across the region
- As of 2024, Singapore manages approximately SGD 5.4 trillion in assets under management, more than double what it managed a decade ago
- Singapore’s family office count has grown from under 200 in 2017 to over 1,400 by 2024, representing the most significant concentration of HNW family capital in Asia
- Singapore hosts the Asia-Pacific headquarters of virtually every major global private bank: UBS, Credit Suisse (now UBS), DBS Private Bank, Julius Baer, Citi Private Bank, JP Morgan Private Bank, all of which refer clients to GMG
- Singapore’s legal framework, regulatory infrastructure, and financial services ecosystem operate to the same standards as London, Zurich, and New York — the standards that HNW clients expect
GMG’s position at the centre of Singapore’s family office ecosystem means it maintains direct capital relationships that most U.S. lenders cannot access, and direct borrower relationships that most U.S. lenders will never meet.
— America Mortgages, americamortgages.com
The Capital Advantage: Why Singapore Access Produces Better Terms
The private credit market that funds HNW real estate bridge loans is global, but most U.S. lenders only access the domestic portion of it.
GMG’s Singapore headquarters provides access to:
SOURCE 1: Singapore Family Office Capital
Singapore’s 1,400+ family offices represent a concentrated pool of private credit capital with strong appetite for U.S. real estate-backed lending. GMG’s relationships within this ecosystem provide capital access that domestic lenders cannot replicate.
SOURCE 2: Asian Private Bank Referrals
Asia’s private banking ecosystem refers complex cross-border real estate financing to GMG as the trusted specialist. These are not cold referrals, they are relationships built through closed transactions and institutional trust.
SOURCE 3: Offshore and Onshore Capital
GMG deploys both onshore (domestic U.S.) and offshore capital to structure bridge loans. Offshore capital, accessed through Singapore’s financial infrastructure, enables structures and pricing that purely domestic lenders cannot offer.
SOURCE 4: International Credit Facilities
International private credit funds and institutional lenders who include U.S. real estate in their global portfolios but require a Singapore-based relationship manager as the trusted intermediary. GMG fills this role for hundreds of millions in deployed capital.
The Borrower Network Advantage
Capital access is one dimension. Borrower access is the other.
When a UHNW investor in Jakarta, Tokyo, Mumbai, or Riyadh needs U.S. bridge financing, they do not search Google for “U.S. hard money lender.” They call their private banker. Their family office advisor. Their preferred investment bank relationship.
GMG is already embedded in that conversation, because the firm has closed transactions for clients that those private bankers and family office advisors have referred over years of relationship-building.
This is why America Mortgages has served clients in 57 countries and maintains a 97% approval rate. The clients arriving through GMG’s network are well-prepared, appropriately capitalised, and exactly the borrower profile the firm was built to serve.
Need fast, reliable U.S. bridge financing that traditional banks can’t deliver? America Mortgages leverages global capital and cross-border expertise to close complex deals in as little as 8–21 days. Contact now at [email protected] | +1 (845) 583-0830
What Decades of Cross-Border Experience Actually Means
Robert Chadwick, CEO of America Mortgages and co-founder of Global Mortgage Group, presented at the Hubbis Independent Wealth Management Forum in Singapore, the most significant private banking and family office event in Asia, explaining the specific underwriting intelligence that GMG brings to HNW cross-border transactions:
- Structures held in BVI companies, Cayman trusts, and offshore SPVs, understood and accommodated without the confusion that derails domestic lenders
- Foreign income in HKD, IDR, SGD, AED, and other currencies, assessed by underwriters who understand these financial ecosystems
- Family office capital allocation logic, understood as investment strategy, not as complexity to be avoided
- Private banking referral relationships, managed with the discretion and professionalism that private bankers require from their partners
This is not experience that can be replicated by a U.S. domestic lender who occasionally receives an international inquiry. It is the institutional knowledge built over hundreds of cross-border HNW transactions.
GMG by the Numbers: A Track Record of Global Execution
| METRIC | FIGURE | CONTEXT |
| Total funded since inception | $1.5 billion+ | Across US, UK, Australia, Singapore, Thailand, and other markets |
| Funded in a single year (America Mortgages) | $480 million+ | US bridge and mortgage transactions |
| Countries served | 57 | Borrowers representing 57 countries of origin |
| Approval rate | 97% | For applications reaching formal review stage |
| Minimum close time achieved | 3 business days | Exceptional; standard 8–21 days |
| Average GMG bridge drawdown | Under 14 days | February 2025 monthly funding report |
| Largest single bridge closed | $112 million | Thailand hotel portfolio; cross-border structure |
| US lender programs available | 150+ | Onshore and offshore programs |
| International lenders in network | 200+ | Outside the US |
Frequently Asked Questions
Q1: Where is Global Mortgage Group headquartered?
Global Mortgage Group (GMG) is headquartered in Singapore, the financial capital of Asia and the pre-eminent global wealth management hub for internationally mobile HNW capital. America Mortgages is a wholly-owned U.S. subsidiary of GMG.
Q2: When was GMG founded?
A: Global Mortgage Group was founded in 2019. Since inception, GMG has facilitated over $1.5 billion in funded loans across the US, UK, Australia, Singapore, Thailand, and other international markets.
Q3: Why does GMG’s Singapore location matter for U.S. bridge loans?
A: Singapore is home to thousands of family offices, private banks, and institutional investors with direct exposure to U.S. real estate. GMG’s position within this ecosystem provides access to capital sources and borrower relationships that purely domestic U.S. lenders cannot replicate. This translates directly into better pricing, faster closing, and the ability to structure complex cross-border transactions.
Q4: Is America Mortgages regulated?
A: America Mortgages, Inc. is a licensed U.S. mortgage broker. NMLS disclosure is available upon request. All transactions comply with applicable U.S. regulatory requirements. GMG operates in Singapore under Singapore’s financial services regulatory framework.
