U.S. Mortgages for Foreign Nationals and U.S. Expats
At America Mortgages, we specialize in providing U.S. home loans for overseas buyers — including foreign nationals and American expats living abroad.
We help U.S. Realtors close more deals by offering their international clients fast, transparent, and compliant U.S. mortgage solutions.
Why Realtors Choose America Mortgages

The Only U.S. Lender Exclusively for Overseas Borrowers
We are the #1 mortgage lender for foreign nationals and expats. Our entire business is built around helping international buyers purchase U.S. property with ease, confidence, and speed.
- 100% U.S.-based underwriting
- Loans available in all 50 states
- Comprehensive loan programs: Income, DSCR, Jumbo XXXXXX
- Property uses: Investment, second home, short-term rentals, XXXXX
- Accept overseas income
- No US credit required
- Sign closing documents in home country
- 30-45 days closing times

Global Loan Officers — Local Service Anywhere in the World
We have loan officers strategically located outside the United States, ensuring your clients get personalized service in their time zone and language.
- Faster response times and clear communication
- Culturally aligned service that builds trust
- Seamless coordination with Realtors and U.S. property agents
Result => You close deals faster and provide a superior experience for your overseas clients.

Full Compliance with U.S. Mortgage Protocols
All loans are processed through U.S. underwriting standards, ensuring:
- Regulatory compliance and security for all parties
- Transparency across every step of the mortgage journey
- Protection for Realtors and clients under U.S. lending laws
We combine global service with U.S. compliance — the best of both worlds.
Who We Serve
Foreign Nationals
Non-U.S. citizens purchasing or refinancing U.S. property.
U.S. Expats
Americans living abroad who want to invest or refinance in the U.S.
How America Mortgages Helps Realtors Succeed
1Expand your market
Tap into the global demand for U.S. real estate.
2Streamline the mortgage process
Local loan officers manage client documents and pre-approvals.
3Build global credibility
Offer a complete financing solution to international clients.
4Joint marketing
webinars, content discussions and get onboarded our our realtor panel
Partnership Benefits for Realtors