Category: Loan Types
When making an investment decision, whether we know we are doing it or not – we put them into strategies – rumours, hot tip, value, momentum, growth, high dividend etc. Investing in real estate is no different – what is your strategy? Capital appreciation Owning near a relative Trophy asset Potential immigration Distressed BRRRR Method […]
Bridge loans are short-term financing solutions, usually obtained for a duration ranging from several months to a couple of years. They serve to bridge the gap until longer-term financing or an exit strategy, such as a property sale, can be arranged. These loans are essential when immediate financing is necessary but not readily accessible. For […]
Revolutionizing Global Finance: America Mortgages Implements Game-Changing Rate Adjustments
Do you know what “Common sense” underwriting is? Common Sense underwriting is how America Mortgages qualifies U.S. investment properties for non-resident (foreign national and U.S. expat) real estate investors. Think about it; if you were to buy a large commercial building, would you qualify on your personal income or the cash flow of the property? […]
Banks DO NOT want you to know this! Millions of homebuyers face this problem every day. You write off too much and don’t show enough income to qualify for a traditional mortgage, or you are an entrepreneur with a lumpy income. In both of these scenarios (and many others), you would not be able to […]
Curious about what’s happening with mortgage rates in 2024? It’s a hot topic right now. Experts say rates might drop to about 6% after hitting nearly 8% due to recent changes by the Fed. But here’s the deal: understanding these predictions feels like a rollercoaster. Some experts say rates might drop further, while others predict stability […]
During our recent live webinar on “How to finance U.S. Real Estate as a Canadian Investor,” our expert host, Kyle Mazzuchin (KM), and America Mortgages’ CEO Robert Chadwick (RC) received numerous questions from participants. For those who missed the opportunity to join the webinar, it is available here. To address these questions, Kyle Mazzuchin and Robert […]
Key takeaways: A wholesale mortgage lender is an institution that funds mortgages and offers them to third parties, such as a mortgage broker, bank, or credit union Non-bank lending accounts for about half of all U.S. mortgage origination Wholesale mortgage lending differs from other mortgage options in that it requires the borrower to work with […]
During our recent live webinar on “Singapore Couple’s Journey to Financial Freedom through U.S. Real Estate Investing,” our expert hosts, Han Teo & Tracy Pah (H&T), and America Mortgages’ Co-Founder Donald Klip (DK), received numerous questions from participants. For those who missed the opportunity to join the webinar, it is available here. To address these […]
America Mortgages Inc. is a mortgage broker focusing only on U.S. Expats and Foreign Nationals living overseas. We offer over 150 U.S. bank and lender programs direct to our international clients. America Mortgages is wholly-owned by Global Mortgage Group Pte. Ltd. an international mortgage specialist based in Singapore.