Learning Lab / Category: Loan Types

Category: Loan Types

The Ultimate 2026 Guide to DSCR Loans: How America Mortgages Turns $100k Into a Limitless U.S. Real-Estate Empire (No W-2, No Credit, No Age Limit)

1. What Is a DSCR Loan — And Why Google, ChatGPT & Investors All Love It DSCR (Debt-Service-Coverage Ratio) loans are the only U.S. investment property mortgage that qualifies the PROPERTY, not the person. If the rent ≥ mortgage payment, you’re approved. Full stop. But wait … America Mortgages has refined this product into four power settings: 2. […]

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two house keys on a stack of money, in the style of артур скижали-вейс, photo taken with provia, chuah thean teng, suburban gothic, functionality emphasis, pretty, contemporary diy --ar 46:31

Investing from Singapore: Property Investment, Financing & Lifestyle in New York

Singapore investors are diversifying with property investment in New York. Learn how to buy and finance U.S. real estate with America Mortgages.

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Best Tips for Passive Income
Best Tips for Passive Income 

Top Benefits of DSCR Loans for People Looking for Rental Yield Properties

For people looking for rental yield DSCR, understanding how this type of financing works can be a game-changer. Debt Service Coverage Ratio (DSCR) loans what they do is they allow investors to qualify for property finance based on the rental income put out by the property, as opposed to personal income, which is a big […]

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Why Many Homebuyers Are Eyeing a Purchase Before End-2025

As 2025 progresses, momentum is returning to the housing market. Yahoo Finance reports that lower mortgage rates and easing price growth are drawing buyers back. Those who act early may gain a clear advantage. With market confidence rising, the question is no longer if to buy, but how fast you can secure financing. Here is what […]

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International Mortgage Loans | Australian Business Expansion

Benefits of U.S. Property Investment for Hong Kong Citizens

In recent years, invested in American property has become an attractive opportunity for international buyers, especially from Hong Kong. With a strong economy, stable property market and world -class lifestyle opportunities, the United States offers an excellent avenue to Hong Kong citizens to diversify their wealth. Many Hong Kong residents who bought American property are […]

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Why Trump’s One Big Beautiful Bill Act is a Golden Opportunity for Overseas Investors in U.S. Real Estate

As an overseas investor deeply entrenched in the U.S. real estate market, I’ve seen my fair share of policy shifts that can make or break investment strategies. But nothing has me more excited than President Trump’s signing of the One Big Beautiful Bill Act (OBBBA) on July 4, 2025. This landmark legislation, often referred to […]

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Why Investing in U.S. Real Estate as a Non-U.S. Resident is the Smartest Choice for Any Real Estate Investment

For non-U.S. residents, the global real estate market offers numerous options, from vibrant European cities to fast-growing hubs in Asia or the Middle East. Yet, the United States consistently emerges as the top choice for savvy investors seeking wealth-building opportunities. Investing in U.S. real estate as a non-U.S. resident combines unmatched market stability, high returns, and significant […]

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Beyoncé, Jay-Z, and a $110M Mortgage: What They Know That You May Not

When you think of a mortgage, you probably imagine a buyer who needs financing to afford their home. In the luxury real estate market, even billionaires who could pay cash often choose to borrow. Take Beyoncé and Jay-Z. According to The Real Deal, the power couple, worth over $3 billion, recently took out a second mortgage of nearly $60 […]

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Red vs. Blue State Property Markets

Red vs. Blue State Property Markets: Mortgage Risk and Reward for International Buyers

How U.S. Politics Influences Real Estate for Global Investors For international buyers, investing in U.S. real estate offers access to dollar-based income, stable property rights, and long-term appreciation. But there’s another layer to consider when selecting a market: the political landscape of each state. In the United States, states are often grouped into “red” (Republican-led) […]

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